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Insurance for Mid to Large-Sized Businesses

Insurance for Mid to Large-Sized Businesses
 
The East Coast could be affected by roughly a dozen hurricanes and severe storms this year.
5/24/2013
Heightened risk for hurricane to affect mainland, Colorado researchers say
Colorado State University scientists project an increased probability for major storm formation.
 
Work-from-home policies are becoming more commonplace at many companies.
5/22/2013
Questions to ask before prohibiting work-from-home
In the wake of the ban implemented by Yahoo, Aon Hewitt says business owners should weigh all their options when dealing with the virtual workplace.
 
Providing employees with deals to local gyms is one perk bosses across the U.S. are offering their workers.
5/16/2013
Three perks that can help retain employees
Inc. Magazine says these benefits can keep workers where they are.
 
Companies all over the U.S. are becoming subjected to cyber attacks, including LivingSocial.
5/9/2013
LivingSocial latest victim of cyber warfare
The deals and discount website's security systems were recently breached, exposing bare users' personal data.
 
The economy is still causing many employers to cease from hiring new workers.
5/3/2013
Hiring intentions put on hold for most employers due to rocky economy
Business owners say that they likely won't make any major recruiting efforts over the next several months.
 
Living green isn’t as easy as it sounds, a poll finds.
4/22/2013
Going green: Are you practicing what you preach?
Despite being aware of the importance of the environment, few are following through in their daily dealings.
 
Business owners should think long and hard about securing flood insurance.
4/18/2013
Three things business owners can do to prepare for flood season
The Insurance Information Institute provides entrepreneurs with some suggestions for how to stay protected.
 
The potential for a fire needs to be on the minds of those who work in restaurants.
3/14/2013
Safety tips for restaurant staff
The Occupational Safety and Health Administration offers restaurateurs safety recommendations for their waiters and chefs.
 
Female business leaders are confident in market conditions, a report finds.
3/7/2013
Strong sentiment about economy among women business owners
An overwhelming majority of women who serve as heads of companies are confident about business conditions moving forward.
 
Some business owners don’t think cyber attacks will happen to their business.
2/28/2013
Business owners continue to think they're not at risk for cyber threats
Only 20% of company CEOs believe they could be impacted by IT theft.
 
Mergers and acquisitions may be commonplace in the U.S. this year.
2/22/2013
Mergers, acquisitions to be common in 2013
Polling data shows that many business owners are bullish about amalgamating with another company.
 
Many U.S. business owners are middle-aged, a report finds.
2/6/2013
Business owners typically under 50 years of age
A new report says the world's entrepreneurs tend to be in their 30s and early 40s.
 
Many restaurants will be packed on Super Bowl Sunday.
1/31/2013
Restaurants prep for a busy Super Bowl Sunday
The National Restaurant Association says eateries will be highly patronized on February 3.
 
Not many Americans understand what DDoS means.
1/2/2013
Few know what DDoS means, new survey shows
A recent poll indicates that less than one in five Americans have an understanding of what distributed denial of service attacks are.
 
Many business owners aren’t aware of potential for cyber attacks.
12/18/2012
Companies largely unfamiliar with cyber attacks
A new poll indicates many business owners lack an understanding of the biggest internet security threats in their industry.
 
Business insurance is vital for companies in all industries.
12/11/2012
How a business owner's policy can help managers recover
A primer on what's often included in a business owner's plan so managers can get the most out of their investment.
 
Employers should focus on ensuring safe conditions at job sites.
12/7/2012
Falls leading safety violation among business owners
The U.S. Department of Labor's Occupational Safety and Health Administration releases the most common safety violations among employers for 2012.
 
Any business – no matter its size – is vulnerable to cyber attacks.
11/26/2012
Few business owners have cyber security contingency plans in place
More than eight in 10 company executives say they haven't taken steps to guard against hacking attempts.
 
Hurricane Katrina was the most costly disaster to hit North America since 1980.
11/14/2012
Natural catastrophe prevalence highest in North America
Munich Re says the North American continent has been most affected by weather-related catastrophes since 1980.
 
Businessowners should look into securing proper coverage for their company.
11/8/2012
Report lists best states for businessownership
The Tax Foundation says Wyoming, New York and New Jersey have the most favorable tax rates for business owners.
 
Web security is a major concern for many people.
10/23/2012
Majority of Americans do not feel internet secure
Internet safety is something consumers and business owners worry about, often for good reason.
 
Business owners should make a contingency plan.
10/2/2012
How businesses can cover all their bases when a storm threatens
The Insurance Information Institute says supply chain issues can be one of the biggest problems resulting from a hurricane if companies are not sufficiently protected.
 
Cyber crimes have increased.
9/24/2012
Cyber crime on the rise
Seventy-one million Americans have been affected by an internet security breach.
 
Corn crops have been devastated by drought.
9/7/2012
Crop-producing states expected to face significant losses
One-quarter of the country could experience losses in the billions of dollars this year.
 
Workers compensation claims have fallen.
8/10/2012
Workers' compensation claims drop
Data from a new report suggests the recession may have factored into claims frequency in recent years.
 
Reinforced masonry and other enhancements can improve buildings' wind resistance.
7/30/2012
Common commercial construction standards fall short in high-wind simulation
The Insurance Institute for Business and Home Safety reveals how building with heavy wind gusts in mind can benefit business owners.
 
A new online tool can help business owners prepare.
7/11/2012
Online tool may serve as readiness gauge for business owners
AT&T has developed a multiple-choice test small business owners can take to assess their preparedness.
 
Industrial executives are optimistic about the coming months.
6/26/2012
Industrial workers say good times are ahead
A recent survey indicates that industrial manufacturers are confident about their businesses' earning potential this year.
 
LinkedIn's poor response following a data breach has hurt its reputation.
6/20/2012
Tech experts dismayed by LinkedIn's lack of preparedness after breach
The social media website was not adequately protected for a potential hack attempt, experts say.
 
A sturdy roof is a critical element of home safety.
6/15/2012
Insurance experts say it's the 'Year of the Roof'
Insurance Institute for Business and Home Safety note that the most important aspect of a home to reinforce is its roof.
 
Flood insurance can help businesses recover from flood damage.
5/29/2012
FEMA reminds business and property owners that flood insurance is their best defense
The National Flood Insurance Program has paid out $40 billion in claims since its inception in 1978.
 
Green building has an impact on employee morale.
5/24/2012
Worker productivity increases with green building
Experts say happiness and efficiency increases for workers through eco-centric building policies.
 
Companies should work to manage employee fatigue.
5/21/2012
Fatigue a significant issue in the workplace
Business owners are recognizing the risks of employee fatigue.
 
Executives say daily activities preclude innovation.
5/9/2012
Daily grind cited as obstacle to business innovation
CFOs say day-to-day responsibilities can make business growth hard to achieve.
 
 Green business practices may improve recruitment.
5/4/2012
Employers who go green may have leg up on competition
Survey performed by The Ladders suggests job seekers prefer companies that are eco-conscious.
 
Shredding documents is one data security measure.
5/1/2012
One-third of businesses may be at risk for cyber theft
Data security report indicates more than one-third of businesses do not have some type of security program to protect against data breaches.
 
Business owners should have their wiring inspected.
4/24/2012
Business owners advised to unplug electronics when not in use
Zap Consulting advises entrepreneurs to keep their rarely used electrical devices unplugged to lower utility bills.
 
GreenPac pays for environmentally friendly construction materials.
4/17/2012
Make your business 'greener' than it ever was before
Help preserve the environment with Selective’s GreenPac® enhancement endorsement for your commercial property.
 
Consumers are looking to cut their energy use.
4/13/2012
Americans looking to save with energy-efficient strategies
The Harris Poll indicates more homeowners are moderating their energy use.
 
Companies may not plan for an interruption in their supply chains.
4/6/2012
III reminds businesses that certain insurance plans may be insufficient
The Insurance Information Institute encourages business owners to inquire about supply chain coverage.
 
Many people across the country prepared for a potential earthquake.
3/19/2012
Millions participate in 'Great Central ShakeOut'
In February, two million central U.S. residents took part in a region-wide earthquake drill.
 
The Slalom Glider slide is being recalled.
3/15/2012
Children's slide recalled due to falls
Landscape Structures has recalled its Slalom Glider slide after numerous reports of injuries among children.
 
Businesses should ensure their online data is secure.
3/7/2012
Aon offers recommendations to businesses so they can increase their security
Businesses need to hone their cyber security protections.
 
Children model others' behaviors while shopping.
3/2/2012
Study reveals parents' shopping behaviors
Today's parents often buy with a plan of action already in mind while budgeting their costs.
 
Managing risk is a top issue for business owners.
2/15/2012
Financial uncertainty cited as executives' top threat to profit
Three-quarters of execs surveyed say biggest risk is managing financial uncertainty.
 
Issues with employment and hiring fall under employment practices coverage.
2/8/2012
What is employment practices liability insurance?
EPLI is an insurance plan that financially protects business owners if they are sued by their employees.
 
Experts say age doesn't cause higher workers compensation costs.
2/3/2012
Report: Age has minimal impact on workers compensation coverage
A new study suggests the age of workers has a limited impact on businesses and the benefits they offer.
 
2012 could be a strong year for storms.
1/31/2012
Forecasters predict what 2012 could bring for storms
A tame winter may be followed by an above-average hurricane season.
 
Disaster declarations can open up funding for repairs.
1/24/2012
Insurers pay out $32 billion in 2011
Insurance claims in the first nine months of 2011 were in excess of $32 billion.
 
Businesses should review their insurance policies regularly.
1/13/2012
Reviewing insurance policies good step to fiscal health
The Insurance Information Institute advises policyholders to give their plans a status check.
 
Business owners are victimized by fraud more often than some think.
11/17/2011
Employee theft a concern for many businesses
Worldwide, businesses lose trillions resulting from fraud committed by their own workers.
 
Retail crimes are increasing.
11/7/2011
Retail crimes on the increase
More than half of large retail outlets report a higher incidence of theft in 2011.
 
Many business websites are vulnerable to online attacks.
11/4/2011
Approximately 73 percent of businesses may be vulnerable to cyber attack
A poll of businessowners found that just 27% had their websites tested to make sure they were hack-proof.
 
Holiday spending is expected to increase.
10/24/2011
Holiday spending projected to rise
The National Federation predicts spending will increase 2.8% over last year.
 
Officials say they have seen an increase in questionable insurance claims.
10/12/2011
Questionable claims rise for past three years
NICB says the number of suspect claims received by insurers rose in 2009, 2010 and 2011.
 
Officials are considering a ban on cell phone use by truckers.
10/3/2011
NTSB recommends banning commercial drivers from operating cellphones
Calls for a ban come after a distracted driving accident with a commercial vehicle.
 
Cybercrime remains a serious issue for many businesses.
9/20/2011
Cybercrime a growing threat
Cyber attackers cost businesses an estimated $388 billion annually.
 
One of CEOs top concerns is identity theft.
8/24/2011
Lawsuits, identity theft CEOs' top concerns
A new survey reveals what business preparations CEOs lack.
 
Raleigh tops Forbes' list of business-friendly cities.
8/4/2011
Raleigh named as the best city for business operation
Raleigh, North Carolina, jumps from third to first in Forbes' Best Places for Business List.
 
The manufacturing industry has driven jobs growth.
7/28/2011
Manufacturing serves as a bright spot in struggling economy
The manufacturing sector has added more than 170,000 jobs in the past year.
 
Many business owners are turning to more efficient technologies.
7/19/2011
More businesses turning to energy-efficient technology to save
Survey finds businessowners are increasingly equipping their buildings with energy-efficient alternatives to traditional lighting and heating methods.
 
The catfish industry along the Mississippi may be decimated by the recent flooding.
7/12/2011
Flooding may devastate catfish industry
Mississippi's seventh largest commodity is in jeopardy due to the recent flooding.
 
Internet breaches can cause a headache for businesses.
7/7/2011
Businesses scramble to increase cyber protection
Cyber attacks on businesses have been on the increase lately, putting consumers' personal information at risk.
 
Cargo thefts accounted for significant losses last year.
7/4/2011
Nearly 750 cargo thefts in 2010
The National Insurance Crime Bureau says cargo theft had a major financial impact on U.S. businesses last year.
 
Experts say there have been a suspicious number of questionable auto insurance claims.
6/3/2011
Questionable auto insurance claims persist in no-fault states
The NICB believes there's a link between questionable claims and fraudulent activity in states with 'no-fault' insurance laws.
 
Officials have shut down a major identity theft ring.
6/2/2011
Federal authorities arrest identity theft ring leader in Philadelphia
The Justice Department believes 16 people were involved in a three-year identity theft operation.
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