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Preventing Injuries or Losses

Preventing Injuries or Losses
 
Party hosts should inquire if their guests have any allergies before serving them certain foods.
5/13/2013
It's clear: People love the hamburger
Polling data shows the American staple is enjoyed far and wide, often being consumed several times per month.
 
Tailgating can lead to a multitude of issues for car owners.
4/29/2013
Four reasons why tailgating is a bad idea
A slow moving driver can be frustrating, but tailgating won't help improve matters.
 
Many teens have admitted to texting while driving alone.
4/25/2013
Poll finds mixed results regarding teen drivers and texting choices
While young motorists are less likely to use a handheld device when someone's in the car, virtually all of them say that they've done so alone.
 
A correlation between added gun laws and lower fatalities exists, according to Boston Children’s Hospital.
4/11/2013
Study shows that more gun laws leads to fewer fatalities
Firearm-associated homicide rates are lower in states where many gun laws are present, Boston Children's Hospital says.
 
Some items require an added level of security when being stored away.
4/10/2013
Storing items away from home? Make sure they're properly insured
The Insurance Information Institute provides pointers for the millions of homeowners who rent storage facilities.
 
Data breaches have become more prevalent over the past two years.
3/28/2013
Tips to Support National Mom and Pop Business Owners Day
Cyber security breaches are something both small and large businesses should take seriously, as on average 80 days passes by before a cyber attack is noticed.
 
The potential for a fire needs to be on the minds of those who work in restaurants.
3/14/2013
Safety tips for restaurant staff
The Occupational Safety and Health Administration offers restaurateurs safety recommendations for their waiters and chefs.
 
Black boxes may soon be mandated in all new vehicles.
1/23/2013
Event data recorders may soon be mandated in automobiles
The National Highway Traffic Safety Administration may soon require automakers to install black boxes into vehicles.
 
The NTSB wants alcohol-ignition interlocks installed in cars.
1/18/2013
NTSB recommends nationwide implementation of alcohol-ignition interlocks
The National Transportation Safety Board says mandating drunk drivers to use these devices may help reduce the rate of impaired vehicle operation.
 
Several safety measures ought to be taken when putting up Christmas trees.
12/21/2012
NFPA: Don't let a Christmas tree fire ruin your holiday
The National Fire Protection Association estimates that 250 home fires each year result from Christmas trees.
 
Many prefer to drive than fly during the holidays, a report finds.
12/19/2012
Why driving is preferable to flying this holiday
The Car Care Council explains why Americans are better off taking to the streets for holiday gatherings.
 
Portable heating units contribute to fire totals nationwide each year.
12/10/2012
USFA: Portable heating fires led to 150 injuries from 2008-10
The United States Fire Administration releases statistics on how many home fires resulted from portable heaters in recent years.
 
Homeowners insurance often doesn’t cover flood damages.
12/4/2012
Think homeowner's insurance includes flood coverage? Think again
Natural catastrophes cause many to realize that they forgot to include a crucial protection in their homeowner's policies.
 
Dogs may be family members to some.
11/29/2012
Most Americans say pets are part of the family
A new survey finds that many dog owners treat their pets as if they were related.
 
Drunk driving often occurs around Thanksgiving nationwide.
11/21/2012
Impaired driving frequency jumps during Thanksgiving holiday
New statistics suggest that drunk driving may be as common over Thanksgiving as it is for New Year's.
 
Fires can occur due to flammable objects around the home.
11/20/2012
Fire safety tips in preparation for winter
The National Fire Association offers safety advice for homeowners to help reduce the risk of a fire.
 
Generators are powering numerous homes along the East Coast post-Sandy.
11/5/2012
Generator safety tips
Many Americans are using generators at their homes after Sandy affected power nationwide.
 
Homeowners may want to contact an inspector if they think their home may have been damaged.
10/31/2012
Returning home after an evacuation order
Up and down the east coast, mandatory evacuation orders were issued by state and local authorities as Hurricane Sandy barreled toward the coast.
 
Many families have not performed a fire drill.
10/26/2012
Many families have not performed fire drills
The International Association of Fire Fighters says 46% of parents have not practiced evacuation procedures in the event of a blaze.
 
Some insurance policies cover wedding issues.
10/15/2012
Six weird-but-true insurance policies
PropertyCasualty360 compiles a list of some peculiar coverage plans that businesses and consumers probably will not find themselves in need of.
 
Business owners should make a contingency plan.
10/2/2012
How businesses can cover all their bases when a storm threatens
The Insurance Information Institute says supply chain issues can be one of the biggest problems resulting from a hurricane if companies are not sufficiently protected.
 
Grilling safety can prevent fires.
8/14/2012
Don't let up on grilling safety
The National Restaurant Association cautions grillers to remain conscientious while they are cooking.
 
Most small business owners are not worried about a data breach.
7/12/2012
Overwhelming majority of business owners not worried about data breach
More than eight in 10 small business owners think there is a minimal risk of being victimized by a data breach.
 
Consumers should be careful handling fireworks.
6/29/2012
How to celebrate America's birthday safely
The National Council on Fireworks Safety supplies consumers with some safety suggestions for the Fourth of July.
 
Hurricane preparations are necessary for many.
6/27/2012
IBHS prompts homeowners not to put off hurricane preparation
The Insurance Institute for Business and Home Safety says homeowners should not rely on near misses.
 
Even generally peaceful dogs may bite if provoked.
6/19/2012
Dog bite claims on the increase
The Insurance Information Institute says the cost of the average dog bite claim increased 12% last year.
 
Companies should work to manage employee fatigue.
5/21/2012
Fatigue a significant issue in the workplace
Business owners are recognizing the risks of employee fatigue.
 
Drivers should ensure their tires are properly filled.
4/27/2012
Auto safety tips to remember before leaving for a group outing
NHTSA provides some road safety recommendations for vacationers this summer.
 
In the event of a tornado, the basement is a relatively safe location.
4/9/2012
What to do before, during and after a tornado
The Federal Emergency Management Agency provides tips for individuals who live in tornado-prone areas.
 
Kitchen fire safety is important.
3/30/2012
Ensuring fire safety in restaurants
The Occupational Safety and Health Administration has recommendations restaurateurs should follow to avoid fire hazards.
 
Wait staff should be careful.
3/27/2012
Maintaining restaurant staff safety
The Occupational Safety and Health Administration offers restaurateurs safety recommendations for their waiters and chefs.
 
Items in a storage unit should still be insured.
3/20/2012
Spring cleaning may call for revised insurance coverage
The Insurance Information Institute explains why individuals may want to insure belongings they put in storage.
 
Children model others' behaviors while shopping.
3/2/2012
Study reveals parents' shopping behaviors
Today's parents often buy with a plan of action already in mind while budgeting their costs.
 
A home safe may have its uses.
2/21/2012
Why it may be better to store valuables in a safe
MoneyWatch explains why prized possessions are often safest at home rather than a bank.
 
Items like expensive jewelry should be properly insured.
2/14/2012
III advises lovebirds to properly insure gifts they give to their partner on Valentine's Day
The Insurance Information Institute says valuable gift giving should involve insurance coverage.
 
Office parties can create liability if alcohol is involved.
2/7/2012
The III advises businesses to protect themselves in 2012
Most states have liquor liability laws, making insurance coverage a necessity for companies that serve alcohol during office parties.
 
Experts say age doesn't cause higher workers compensation costs.
2/3/2012
Report: Age has minimal impact on workers compensation coverage
A new study suggests the age of workers has a limited impact on businesses and the benefits they offer.
 
Professional liability insurance can protect companies in the event of an error.
2/1/2012
What is professional liability insurance?
The Insurance Information Institute describes what it is and how it can help professionals.
 
Holiday lights and trees are a fire hazard.
1/17/2012
NFPA: Time to take down holiday displays
Home fires are common in the winter time, as many fires occur as a result of holiday decorations and dried out holiday trees.
 
Officials say those in wildfire areas are more vulnerable to flooding.
1/11/2012
FEMA advises wildfire victims to purchase flood insurance
Wildfires destroyed acres of vegetation in some areas, making it easier for floods to form due to fewer roots that soak up rainwater.
 
Businesses should install floor mats to reduce slip and fall injuries.
1/10/2012
Business owners should make floor mats a priority
The slips and falls that come with winter demand businesses to install floor mats.
 
People may fail to clear snow off their roofs.
1/4/2012
Snow removal from roofs not at top of people's minds
Just 1 percent of homeowners said removing snow from their roofs was a top priority after a storm.
 
Retail crimes are increasing.
11/7/2011
Retail crimes on the increase
More than half of large retail outlets report a higher incidence of theft in 2011.
 
Many business websites are vulnerable to online attacks.
11/4/2011
Approximately 73 percent of businesses may be vulnerable to cyber attack
A poll of businessowners found that just 27% had their websites tested to make sure they were hack-proof.
 
Kids trick or treating have an elevated risk of being hit by a car.
10/26/2011
Motorists should be especially cautious around Halloween
Motorists should be especially cautious when driving through residential areas on Halloween.
 
Cybercrime remains a serious issue for many businesses.
9/20/2011
Cybercrime a growing threat
Cyber attackers cost businesses an estimated $388 billion annually.
 
Electric cars' quiet may actually be a safety hazard.
9/6/2011
NHTSA looks to add noises to fuel-efficient vehicles
The Department of Transportation secretary says 'quiet' vehicles may pose a danger for pedestrians.
 
People should always avoid going near damaged power lines following a hurricane or other severe storm.
8/29/2011
Staying safe after a hurricane has passed
There are several steps people should follow after any major hurricane.
 
One of CEOs top concerns is identity theft.
8/24/2011
Lawsuits, identity theft CEOs' top concerns
A new survey reveals what business preparations CEOs lack.
 
Those with a pool should review their insurance coverage.
8/22/2011
Making sure a pool has the proper insurance coverage
The Insurance Information Institute reminds swimming enthusiasts to get their pools insured.
 
Homeowners should take an inventory of their belongings.
7/29/2011
Conducting a home inventory

 
A first aid kit can be helpful for emergencies such as tornados, in addition to zombie attacks.
6/7/2011
CDC attracts visitors with zombie headline

 
Officials say there are a number of signs to help consumers recognize auto insurance fraud.
5/27/2011
Types of auto insurance fraud
With schemes on the rise, auto insurance fraud is something people need to be aware of so they don't become victims.
 
Small children should be placed in the backseat, say experts.
5/2/2011
Passenger airbags: a potential danger to children
SafetyBeltSafe says parents should be aware of the risk airbags pose to children.
 
Business owners should be sure to have a disaster plan.
4/20/2011
III says businesses should have a disaster plan in place
A business' disaster plan should give each employee a responsibility.
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