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Types of Businesses We Insure
Aging Services

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Types of Aging Services Organizations We Insure

  • Senior centers
  • Adult day care
  • In-home companion programs
  • Non-profit social service agencies providing services for seniors (meal delivery, advocacy, etc.)
  • Local commissions on aging
  • Paratransit services
  • Hospice organizations

To Meet the Demands of an Expanding Aging Services Market...'ll want an insurance program that can grow with your organization. Selective offers broad and flexible coverage options to address the needs of different types of aging services providers from paratransit and meal delivery to adult day care. Plus, Selective's value-added safety management services such as driver and fleet safety, emergency preparedness programs and more can help you reduce your risks without adding to your insurance costs. To learn more, contact your Selective agent today.

Selective's Aging Services programs offer a wide array of coverages to meet your specific needs and many coverage enhancements are included at no additional cost. Please contact your Selective agent for more information.

  • Volunteers as insureds
  • Loss of Income coverage (actual loss sustained) - 12 months
  • Medical payments for non-profit members
  • Allied Healthcare Liability: Occurrence form with limits of $1M / $3M. Insureds include employees, volunteers and students-in-training for acts within the scope of their duties.
  • Property of others including consumers
  • Physical damage coverage to volunteers' and employees' autos - $500 limit.
  • Abuse and molestation – occurrence form. Innocent employee, volunteer, and student-in-training limited civil expense coverage.
  • Key employee replacement expense (admin costs associated with the replacement of an executive director, etc.)
  • Bonds (fidelity, employee dishonesty, treasurer)
  • Employee benefits liability
  • Flood and earthquake
  • Inland marine including builders risk
  • Umbrella – Limits up to $10 million with no minimum retention. Abuse and molestation may be available.
  • Crisis response
  • CyCurity® cyber liability
  • Best practices assessment/gap analysis
  • Driver and fleet safety programs
  • Access to employee background screening reports at a discounted rate through Intellicorp

    "IntelliCorp" is a registered trademark of and the services described herein are exclusively furnished by IntelliCorp Records, Inc.
  • Access to online training resources for safety orientation, sexual harassment, defensive driving, accident reporting, disaster planning, first-aid and medical emergencies and more.
  • Infrared testing to detect hot spots that could indicate a fire hazard.


For more information about Selective's Safety Management services, click here.

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