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Types of Businesses We Insure
Auto Care & Services

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Types of Auto Care and Service Businesses We Insure

  • Audio, alarms, sunroofs with installation
  • Automatic car washes
  • Automobile body shops
  • Automobile glass repair or replacement
  • Automobile parts stores
  • Automobile repair shops
  • Automobile upholstery shops
  • Detailing shops
  • Gas stations (no convenience stores)
  • Muffler shops
  • Quick lube shops
  • Tire shops
  • Transmission shops

Driven to Succeed

With all you have to manage day to day, the last thing you need to worry about is whether your insurance protection is running on empty. You want an insurance company that understands what you do and protection that is affordable, secure and right for your business.

So go ahead, kick the tires on Selective’s Auto Care and Services program. Our industry experts loaded it with the specialized coverages that go the extra mile – from protection when your employees drive customer vehicles, to coverage for outdoor pumps, signs, lights, underground tanks and even fuel within tanks. Add in optional coverages and flexible payment options including PaySync®, our cash-flow friendly payment plan, and you have an insurance program that helps your business stay on the road to success.

As the list below shows, Selective’s program for auto care and service businesses offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

    Liability Insurance
  • New acquisitions and additional insureds
  • Aggregate liability limits apply per location
  • Broadened products coverage
  • Host liquor liability
  • Employees’ use of automobiles not owned
  • Garage keepers coverage
  • False pretense coverage
  • Blanket contractual liability
  • Blanket additional insureds
  • Federal odometer statute errors & omissions (E&O)
  • Title E&O coverage
  • Product recall expense
    Property Insurance
  • Water back-up from sewers or drains
  • Expanded pollutant clean-up
  • Business income actual loss sustained (BI-ALS)
  • Employee dishonesty
  • Newly acquired buildings
  • Coverage for outdoor pumps, canopies, signs, lights, underground tanks and fuel within tanks
  • False pretense
  • Ordinance or law
  • Personal property of others - auto contents
  • Monies and securities
  • Systems PowerPac/Equipment breakdown
    Inland Marine Insurance
  • Business computer for hardware and software
  • Installation property
  • Personal property of others
  • Property In transit
  • Mobile equipment on and off premises
  • Tools and equipment coverage for the owner and employees

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Commercial umbrella
  • Employee benefit liability
  • Pollution cargo coverage
  • Employment Practices Liability (EPL)

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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