Selective’s BOP product is easy, affordable and secure. And it combines property, liability and business interruption coverages for small to medium-sized businesses in one convenient policy.

If your business must close because of physical damage from a covered cause of loss such as a fire, this type of insurance can help reimburse you for profits you lose and expenses you must continue to pay during the time that your business is interrupted.

This type of policy provides coverage for the cars, trucks or other licensed vehicles owned or leased by your business if they are damaged or destroyed by a covered cause of loss. This type of insurance can also provide liability coverage for damage or injuries caused by your vehicles.

No one likes to think it can happen to them, but the assets of your business – from money to merchandise and equipment – can be vulnerable to robbery, burglary, forgery or embezzlement. You can help protect your business from these types of losses with Fidelity coverage.

This type of insurance can help protect you and your business if you are sued by an employee for discrimination, wrongful termination or other violations of employees’ legal rights.

Accidents happen…and people can be injured or their property damaged at your business location and/or as a result of your business operations. General Liability insurance can help protect you if you are legally obligated to pay for those injuries or damages.

Inland Marine insurance can cover a wide variety of property that may not be covered by your property insurance policy. Property that can be covered by an Inland Marine policy includes goods in transit, buildings under construction, equipment that moves from one job location to another and computer equipment and data.

If your property – from a building you own to the contents of your business – is damaged or destroyed by a covered cause of loss, Property insurance can help pay for your losses.

A contract surety bond guarantees the performance of a specific obligation – from completion of a project by a contractor to guaranteeing the payment for labor and/or materials in accordance with the terms of the contract. Commercial surety bonds are required to meet hundreds of commercial obligations and include license and permit bonds, public official bonds, and fiduciary and court bonds.

Sometimes you want an extra “layer” of liability protection. An Umbrella policy from Selective can provide just that – additional liability limits above those provided by your other Selective liability policies.

This coverage can help cover the costs of medical care, rehabilitation, disability payments and death benefits for employees who are injured on the job.