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Types of Businesses We Insure
Civic Organizations and Clubs

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Types of Civic Organizations and Clubs we Insure:

  • Youth athletic associations
  • PTAs
  • Chambers of commerce - up to 100 members
  • Book clubs
  • Garden clubs
  • Poetry clubs
  • Jaycees clubs
  • Rotary clubs
  • Education foundation associations

Your Organization Was Created for a Specific Purpose…
…and it wasn’t to worry about your insurance coverage. Whether you are discussing the new best seller, or teaching little Johnny how to bend that perfect corner kick, the last thing on your mind should be insurance.

When you partner with Selective, your organization gains our expertise. We have a dedicated and experienced team that specializes in the unique needs and challenges you face. Our program is designed to be both broad and flexible. You can even pick the deductible and payment plan that fits your needs. Call your Selective agent today.

As the list below shows, Selective’s program for civic organizations and clubs offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

  • Blanket additional coverage for accounts receivable, business computer, temperature change and valuable papers
  • Business income - actual loss sustained
  • Business income - includes loss of billable hours
  • MerchantsPro® PowerPac for electrical or mechanical breakdown
  • Money and securities
  • Water back-up from sewers and drains
  • Fine arts coverage
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured and broad form vendors coverage
  • Fire/water legal liability coverage
  • Ordinance or law coverage
  • Employee dishonesty coverage including ERISA
  • Employee benefits liability
  • Hired and non-owned automobile liability
  • Earthquake coverage (zone 7.49 or lower)
  • Property off-premises
  • Damage to premises rented to the insured
  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost coverage
  • Hired and non-owned automobile liability

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Animal Bailee coverage insures against loss of animals in the care, custody or control of a veterinarian
  • Veterinarian professional liability coverage to help protect against legal liability from rendering veterinarian services
  • Commercial automobile
  • Commercial umbrella liability
  • Increased limits for damage to premises rented to you
  • Opticians professional liability
  • Workers compensation

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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