As the list below shows, Selective’s program for golf establishments offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.
Property
- Accounts receivable
- Automated external defibrillators included in BPP
- Country clubs/Golf courses additional covered property
- Employee dishonesty
- Extended business income period of indemnity; 365 days
- Members’ and guests’ property
- Ordinance or law
- Loss to undamaged portion - included
- Demolition cost
- Increased cost of construction
- Outdoor fences included in additional property
- Outdoor signs included in additional property
- Utility services direct damage
- Utility services time element
- Valuable papers
Liability
- Blanket additional insured coverage
- Golf and tennis pros as additional insureds
- Limited property damage caused by golf balls
- Damage to premises rented to you
- Medical payments
- Non-owned watercraft less than 60 feet
Automobile
- Airbag coverage due to accidental discharge
- Additional transportation expense
- Blanket additional insureds
- Hired car physical damage coverage
- Care, custody or control extension
- Loan/Lease gap coverage
To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:
- Business income actual loss sustained; 12, 18 and 24 month limitation
- Club professional replacement coverage
- Employee benefits liability
- Tees, greens and cut fairways coverage; no per hole limitation
- Golf maintenance equipment coverage
- Coverage for golf course maintenance equipment including golf carts
- Leased/rented golf maintenance equipment
- Rental reimbursement
- Lease gap coverage
- Pesticide and herbicide applicator coverage, including coverage for above ground storage tanks
- Liquor liability
- Flexible payment plans
When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.
- Best practices assessment/gap analysis
- Contractual liability consultation
- Customized workers compensation cost containment
- Driver and fleet safety programs
- Exposure reduction consultations
- OSHA 30-hour training
- Premises liability reviews
- Regulatory guidance
- Safety assessment and benchmarking tools
- Sprinkler system evaluation and analysis
- Supervisor accountability programs
- Thermographic infrared surveys
For more information about Selective's Safety Management services, click here.