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Types of Businesses We Insure

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Types of Golf Operations We Insure

  • Public golf courses
  • Private country clubs
  • Driving Ranges
  • Miniature golf courses (without amusement rides or batting cages

As Easy As a Two Inch Putt

Whether you operate a public golf course, private country club, a driving range, or a miniature golf course, we know you don’t want your operations handicapped by insurance red tape. So our experts designed Selective’s program for golf courses with many extra coverages built in at no additional cost, such as golf and tennis pros as additional insureds and coverage for members’ property.

Call your Selective agent today….and tee up the perfect protection solution for your business.

As the list below shows, Selective’s program for golf establishments offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

  • Accounts receivable
  • Automated external defibrillators included in BPP
  • Country clubs/Golf courses additional covered property
  • Employee dishonesty
  • Extended business income period of indemnity; 365 days
  • Members’ and guests’ property
  • Ordinance or law
  • Loss to undamaged portion - included
  • Demolition cost
  • Increased cost of construction
  • Outdoor fences included in additional property
  • Outdoor signs included in additional property
  • Utility services direct damage
  • Utility services time element
  • Valuable papers
  • Blanket additional insured coverage
  • Golf and tennis pros as additional insureds
  • Limited property damage caused by golf balls
  • Damage to premises rented to you
  • Medical payments
  • Non-owned watercraft less than 60 feet
  • Airbag coverage due to accidental discharge
  • Additional transportation expense
  • Blanket additional insureds
  • Hired car physical damage coverage
  • Care, custody or control extension
  • Loan/Lease gap coverage

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Business income actual loss sustained; 12, 18 and 24 month limitation
  • Club professional replacement coverage
  • Employee benefits liability
  • Tees, greens and cut fairways coverage; no per hole limitation
  • Golf maintenance equipment coverage
  • Coverage for golf course maintenance equipment including golf carts
  • Leased/rented golf maintenance equipment
  • Rental reimbursement
  • Lease gap coverage
  • Pesticide and herbicide applicator coverage, including coverage for above ground storage tanks
  • Liquor liability
  • Flexible payment plans

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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