As the list below shows, Selective’s program for private schools offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.
Property
- Bleachers, ticket booths and refreshment stands
- Communication equipment, computers and media
- Disappearing deductible
- Extra expense
- Loss of income – planned events (actual loss sustained)
- Money, securities and stamps
- Outdoor fences, signs, trees, shrubs and plants
- Personal property of teachers and others
- Portable classrooms
- Property off-premises
- Refrigerated property
- Systems PowerPac (equipment breakdown coverage)
- Tuition and fees
Liability
- Blanket additional insured coverage
- Coverage for school nurses and athletic trainers
- PTAs and booster clubs included as additional insured
- Volunteers and temporary workers included as insured
Commercial Automobile
- Additional transportation expense
- Coverage for employees using non-owned, hired or borrowed autos
- Hired car physical damage
- Physical damage to vehicle of employees or volunteers – $1,000
To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:
- Bonds (fidelity, employee dishonesty, treasurer, etc.)
- Employee benefits liability
- Flood and earthquake
- Inland marine (sports equipment, musical instruments, audio/visual equipment and builder’s risk)
- Umbrella – limits up to $10 million
When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.
- Best practices assessment/gap analysis
- Contractual liability consultation
- Customized workers compensation cost containment
- Driver and fleet safety programs
- Exposure reduction consultations
- OSHA 30-hour training
- Premises liability reviews
- Regulatory guidance
- Safety assessment and benchmarking tools
- Sprinkler system evaluation and analysis
- Supervisor accountability programs
- Thermographic infrared surveys
For more information about Selective's Safety Management services, click here.