As the list below shows, Selective’s program for religious institutions offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.
Property Protection
- Accounts receivable
- Computers and media
- Donated automobiles held for sale
- Fine arts and religious articles and statuary
- Loss of income (actual loss sustained and extra expense)
- Loss of income from dependent properties
- Money, securities and stamps
- Outdoor fences, signs, trees, shrubs and plants
- Property off-premises
- Stained glass and pipe organs included as part of building coverage
- Systems PowerPac (equipment breakdown coverage)
Liability Protection
- Blanket additional insured coverage
- Medical payments
- Church members and volunteers included as insureds
Automobile Protection
- Additional transportation expense
- Hired car physical damage
To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:
- Bonds (fidelity, employee dishonesty, treasurer, etc.)
- Cemetery liability
- Employee benefits liability
- Flood and earthquake
- Inland marine – audio/visual equipment, musical instruments and religious articles
- Medical payments for incidental athletic events
- Personal counseling
- Religious institutions directors and officers liability
- Sexual abuse and molestation
- Umbrella – limits up to $10 million with no minimum retention
When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.
- Best practices assessment/gap analysis
- Contractual liability consultation
- Customized workers compensation cost containment
- Driver and fleet safety programs
- Exposure reduction consultations
- OSHA 30-hour training
- Premises liability reviews
- Regulatory guidance
- Safety assessment and benchmarking tools
- Sprinkler system evaluation and analysis
- Supervisor accountability programs
- Thermographic infrared surveys
For more information about Selective's Safety Management services, click here.