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Types of Businesses We Insure

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Types of Manufacturers We Insure

  • Clothing and Textile Products Manufacturers
  • Electrical Products and Component Manufacturers
  • Fabricated Metal Product Manufacturers
  • Food Processors
  • Furniture and Fixture Manufacturers
  • Industrial Machinery and Parts Manufacturers
  • Machine Shops
  • Plastics and Rubber Products Manufacturers
  • Stone, Clay and Glass Products Manufacturers

Let’s Talk Shop

Don’t you want insurance coverage that’s geared for your business? Our coverage experts assembled just such a program for manufacturers like you. From specialized property and liability protection to workers compensation, we offer the nuts and bolts of the coverage you want. Plus we automatically include many specialized coverages that other companies charge for.

Selective’s Safety Management Specialists can help protect your business with safety training and inspections, and assistance with OSHA compliance.

With Selective, you have your own well oiled insurance machine.

As the list below shows, Selective’s program for manufacturers offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

    Coverage for building, business property, property of others, continuing business expense, and:
  • Commercial Output Program (COP)
  • Business income for:
    1. Dependent properties
    2. Transit
    3. Vehicle physical damage
  • Commercial inland marine:
    1. Property in transit
    2. Computers and media
  • Consequential loss to stock and selling price valuation
  • Contractual failure to deliver the manufacturer’s product
  • Property off premises and property of others
  • Personal property seasonal limits increase
  • Systems PowerPac coverage for:
    1. Equipment breakdown
    2. Service interruption
    3. Spoilage
  • Utility services - direct damage and time element
    Liability coverage for bodily injury, property damage, personal injury and advertiser’s injury, and:
  • Broad form vendors
  • Damage to premises rented to the manufacturer
  • Expenses to conduct a product recall
    1. Additional covered expenses sublimit
      - Cost to replace product recalled expense
      - Customer’s consequential loss of profits expense
      - Good faith advertising expense
  • Blanket additional insured
  • Additional transportation expense (limited rental reimbursement)
  • Employees non-ownership
  • Hired car physical damage coverage
  • Lease/loan gap coverage

  • Commercial Umbrella Insurance
  • Limits up to $15 million.

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Business income - actual loss sustained available for 12, 18 or 24 months
  • Commercial umbrella liability
  • Employers Protection Program (EPP)
  • Product Recall coverage –optional limits up to $1M
  • Workers Compensation

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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