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Types of Businesses We Insure
Private Schools

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Types of Private Schools We Insure

  • Private Elementary Day Schools
  • Private Secondary Day Schools

A…the perfect grade

Selective’s been rated “A” (Excellent) or better by A.M. Best since 1930. And, when it comes to understanding the insurance needs of private schools, we’ve certainly done our homework. We offer broad property protection and liability coverage that extends to school nurses and athletic trainers. We also offer School Board Legal Liability coverage. Our Safety Management Specialists get straight A’s in safety training, automatic sprinkler system assessments and thermographic testing of buildings and equipment. We offer these at no extra charge. Don’t learn the hard way that you don’t have the right insurance protection. Ask your agent about Selective today, and go to the head of the class.

As the list below shows, Selective’s program for private schools offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

  • Bleachers, ticket booths and refreshment stands
  • Communication equipment, computers and media
  • Disappearing deductible
  • Extra expense
  • Loss of income – planned events (actual loss sustained)
  • Money, securities and stamps
  • Outdoor fences, signs, trees, shrubs and plants
  • Personal property of teachers and others
  • Portable classrooms
  • Property off-premises
  • Refrigerated property
  • Systems PowerPac (equipment breakdown coverage)
  • Tuition and fees
  • Blanket additional insured coverage
  • Coverage for school nurses and athletic trainers
  • PTAs and booster clubs included as additional insured
  • Volunteers and temporary workers included as insured
    Commercial Automobile
  • Additional transportation expense
  • Coverage for employees using non-owned, hired or borrowed autos
  • Hired car physical damage
  • Physical damage to vehicle of employees or volunteers – $1,000

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Bonds (fidelity, employee dishonesty, treasurer, etc.)
  • Employee benefits liability
  • Flood and earthquake
  • Inland marine (sports equipment, musical instruments, audio/visual equipment and builder’s risk)
  • Umbrella – limits up to $10 million

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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