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Types of Businesses We Insure
Service Businesses

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Types of Service Business We Insure:

  • Advertising
  • Direct Mail Advertising Services
  • Photocopying and Duplicating Services
  • Commercial Photography
  • Commercial Art and Graphic Design
  • Secretarial and Court Reporting Services
  • Photofinishing Laboratories
  • Collection agencies
  • Insurance Claims or Loss Adjuster Services
  • Job Placement Employment Agencies
  • Laundry, Cleaning, And Garment Services
  • Photographic Studios
  • Beauty Shops
  • Barber Shops
  • Funeral Homes and Crematories
  • Tax Return Preparation Services

Your Business Is All About Quality, Service and Attention to Detail…
…you deserve nothing less from your insurance company. Selective’s policies are designed to be uncomplicated, broad and flexible with built in extras at no extra cost to you. We also offer a range of optional coverages, deductibles and payment plans, including PaySync® our flexible payment program, to specifically tailor your insurance program to your individual and business needs. And it all comes backed by the same exceptional service you offer to your customers. You provide the best, don’t you deserve the best? Call your Selective agent today.

As the list below shows, Selective’s program for service businesses offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

  • Newly acquired property
  • Business Income for anchor store/dependent properties
  • Utility services
  • Glass coverage
  • Systems PowerPac for electrical or mechanical breakdown
  • Water back-up from sewers and drains
  • Fine arts coverage
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured - broad form vendors coverage
  • Fire/Water legal liability coverage
  • Ordinance or law coverage
  • Business personal property
  • Employee dishonesty coverage including ERISA
  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost coverage
  • Hired and non-owned automobile liability

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Business income - actual loss sustained available for 12, 18 or 24 months
  • Employer Protection Program (EPP)
  • Commercial automobile
  • Workers compensation
  • Commercial umbrella liability

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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