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Be Prepared for
Weather Emergencies

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Weather emergencies, be they tornadoes, blizzards or flash flooding, threaten major damage to your property. That is why we highly recommend adequate insurance protection for just such losses. But what about your people? If a catastrophe were to strike that required employees to proceed as quickly and safely as possible to shelter, have you the proper planning, procedures and training in place? Unprepared shelter plans may turn what should be an orderly exodus to safety into a panicked catastrophe of its own.

The folks at FEMA would like to help. On their website ( you will find extensive information on creating emergency response plans, including tips on adequate sheltering procedures. Here are just a few:

  • A distinct warning signal should alert employees to move to provided shelter.
  • Shelters should be in the strongest part of the building.
  • Before the emergency, evaluate potential shelters, and conduct drills to be certain space is adequate for all employees.
  • To ensure adequate warning, regularly monitor news sources, and subscribe to available warnings via text or email. Also consider investing in an Emergency Alert System radio.

©2013 Selective Ins. Group, Inc. (Branchville, NJ). "Selective" insurers include Selective Ins. Co. of America, Selective Ins. Co. of New England, Selective Ins. Co. of N.Y., Selective Ins. Co. of South Carolina, Selective Ins. Co. of the Southeast, Selective Way Ins. Co., Selective Cas. Ins. Co, Selective Fire and Cas. Ins. Co and Selective Auto Ins. Co. of N.J. Insurers and products available vary by jurisdiction.