Many businesses look to the water instead of the traditional restaurant as a venue for social entertainment. Taking customers out on a boat instead of to a meeting room or banquet hall offers a multitude of potential advantages: more relaxed atmosphere, less crowding, fewer distractions, pure novelty, and great scenery. Depending upon the weather and location, swimming and fishing may be on the docket. Or just a sightseeing tour, with refreshments or dinner included.
If you're planning a social on the water, the key is not to let the festivities distract you from the need for safety and insurance. Here are a few considerations to keep in mind for your aquatic venture:
- Does your safety management program assist in reducing accidents?
- Be weather-wise. Always check before departing. If rough weather appears to be approaching, better to play it safe and stay off the water.
- Be certain the crew is well-trained and ready to assist in emergencies.
- Operate the boat at safe speeds.
- Stay alert of obstacles, other watercraft, and navigational buoys.
- Consider an alcohol-free party.
- If alcohol is served, be sure to have plenty of food, and arrange transportation for guests who may be unable to drive themselves after returning to the dock.
- Be certain to review your insurance coverage with your agent for any pertinent issues such as workers' compensation, liquor liability and boating liability.
©2013 Selective Ins. Group, Inc. (Branchville, NJ). "Selective" insurers include Selective Ins. Co. of America, Selective Ins. Co. of New England, Selective Ins. Co. of N.Y., Selective Ins. Co. of South Carolina, Selective Ins. Co. of the Southeast, Selective Way Ins. Co., Selective Cas. Ins. Co, Selective Fire and Cas. Ins. Co and Selective Auto Ins. Co. of N.J. Insurers and products available vary by jurisdiction.