10/18/2013 - Building a home with an eye toward flood avoidance
Instead of purchasing an existing home, many people like to build a residence of their own, so that all the features of the property fall in line with their tastes and preferences. And, if homeowners of newly constructed quarters want to think ahead, they'll be sure to design their floors in a way that minimizes the risk of flood damage.
Recently, the Federal Emergency Management Agency released some tips on how to keep property damage to a minimum. One of the best plans of attack is to use area rugs instead of wall-to-wall carpeting. Should a heavy rain event occur wherein water enters the residence, the rugging can easily be removed from lower floors and moved upstairs where it's out of harm's way.
Another tip to keep in mind is to not use laminate flooring on concrete. This may seem like a good idea for the basement, but this is actually the worst place in the home for its use, as it will likely ruin the flooring should there be a flood because it keeps moisture locked in place. More tips can be found at FEMA's website.
Flood insurance is an essential protection to have in place. It remains the most common natural disaster to occur in the U.S. each year, even for those that are outside of flood zones, according to FEMA.