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6/3/2014 - Expected hurricane forecast for 2014

While recent predictions show the 2014 hurricane season to be fairly calm, experts still urge consumers to be prepared.

So begins another hurricane season, the time of year where meteorologists and weather trackers will keep their eyes to the sky in order to see what Mother Nature has in store for 2014.

While initial forecasts suggested hurricane activity to pick up, NOAA recently released information stating the 2014 hurricane season to be near-normal or below-normal. Regardless, experts at Colorado State University show there is always a danger for those living in hurricane prone areas.

"Predictions of a mild hurricane season can easily lull people into thinking they don't need to prepare for hurricane season," said Dr. Robert Hartwig, president of the Insurance Information Institute and an economist. "But the fact is that 10 of the 12 most costly hurricanes in U.S. history occurred over the past decade."

Dr. Hartwig went on to say that historically, mild seasons have actually produced some of the most severe storms. Another study noted that despite last years limited storm activity; a climate cycle prediction company is forecasting what has the potential to be one of the more dynamic seasons for hurricane formation.

According to Global Weather Oscillations, between June and November, an estimated 17 named storms are projected to take shape, three of which have the potential to be major. These are hurricanes that produce sustained wind gusts of at least 111 miles per hour, or what NHC would call a Category 3 storm on the Saffir-Simpson Hurricane Wind Scale.

David Dilley, CEO of Global Weather Oscillations Inc., indicated that recent history has been a period of moderate hurricane formation, but that trend is expected to reverse itself this time around.

"There are no random hurricanes," said Dilley. "Everything occurs in cycles."

Whatever happens to take place over the next six months, residents of the Atlantic are encouraged to review their insurance policies, whether homeowners, business or flood. Nine years ago, 28 named hurricanes formed in the Atlantic, making it one of the busiest seasons on record, according to the National Oceanic Atmospheric Administration. Time will tell what the 2014 season will bring.

Selective encourages policyholders to get in touch with their local independent agent to go over their insurance policies to ensure they have proper protection in place.

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