5/8/2014 - USFA: 1 in 4 arsons vehicle-related
When you hear the word, "arson," the first thought that typically comes to mind is a house or building that's intentionally destroyed. And rightfully so, because every year, thousands of structures are severely damaged and millions of dollars go toward homeowners insurance claims, resulting from unsavory individuals' malicious actions. However, arson also affects the automotive world.
May 4 - 10 is Arson Awareness Week, sponsored by the U.S. Fire Administration. This year's theme focuses on vehicle arson, which is surprisingly common.
For example, between 2008 and 2010, of all the fires that took place, 14% of them were related to vehicles. Additionally, of these, 7% were set by someone or a group of people intentionally, according to USFA statistics.
Fire departments have responded to these events in the best way they know how. Between 2007 and 2011, fire crews responded to an average of 20,400 vehicle fires that were deliberately set. They resulted in approximately $176 million in direct property damage, much of which was covered by auto insurance.
What's more, from 2003 to 2012, an average of nearly 14,800 vehicle arsons were reported, or the equivalent of 1 in 4 arson cases, based on data from the Federal Bureau of Investigation.
Several organizations are participating in Arson Awareness Week, including the Bureau of Alcohol Tobacco, Firearms and Explosives, the Coalition Against Insurance Fraud, National Fire Protection Association, National Volunteer Fire Council and International Association of Arson Investigators.
For those who are victimized by automotive arson, it's important to remember that this is usually covered through auto insurance. So long as motorists have a comprehensive coverage, fire damage should be provided for, including the type that results from premeditated actions.
For more information on vehicle fires or to check your insurance policy coverage, talk to your local Selective agent today.