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Homeowners/Renters Insurance

Homeowners/Renters Insurance
 
One unfortunate aspect of live Christmas trees is that they're highly flammable and have been responsible for a number of homeowners insurance claims.
12/22/2014
5 Steps to Avoid a Holiday Catastrophe
Though rare, Christmas tree fires occur every year, but they all can be prevented with the proper fire safety awareness.
 
Though a remodeling project can be costly, many individuals have said it made more financial sense than planning a move.
12/12/2014
Remodeling More of a Priority Than Moving, Owners Say
A new survey indicates more than half of homeowners wanting to improve the resale value of their home don't intend to move for at least five years.
 
According to a recent J.D. Power and Associates study, price is the leading driver of satisfaction consumers have with their insurers.
12/2/2014
Why You May Want to Consider Bundling Your Auto Insurance
Bundling insurance plan offerings is one of the easiest ways to save money and become more efficient.
 
A question that a lot of people have is how to determine the appropriate amount of homeowners insurance coverage to get.
11/20/2014
3 Things to Remember When Buying Home Insurance
Take these three tips under advisement when you purchase coverage for your home.
 
Zillow economists say that the age in which people become homeowners for the first time is on the ascent.
11/3/2014
More Americans Delaying Entry into Real Estate Market
Zillow economists say that the age in which people become homeowners for the first time is on the ascent.
 
As the second half of the year plays out, the first six months were ones to remember in the natural disaster department, according to newly released details on the economic impact of environmental disasters.
10/27/2014
Relatively Quiet First Half of 2014 for Natural Disasters
Economic losses were half of what they are normally at the year's midpoint, but Aon Benfield says the concluding six months could be a different story.
 
Close to 95 percent of people who have a place of their own say that they have coverage, based on a recent survey performed by ORC International on behalf of the Insurance Information Institute.
10/20/2014
Reduce the Cost of Homeowners Insurance
The average homeowner spends $35 per month in premiums for every $100,000 a home is worth, according to estimates.
 
As a general rule, earthquakes are fairly rare events, certainly the ones that can bring substantial damage.
10/16/2014
USGS Raises Risk Level of Earthquake for Nation
The U.S. Geological Survey says 42 states have a 'reasonable chance' of experiencing a major earthquake in the next 50 years.
 
When renters were asked what factors would propel them to continue doing so, rather than purchase a home, some of the most common responses included having too much debt, not making enough money and insufficient credit, a recent survey revealed.
10/6/2014
Few Renters Have Insurance, New Poll Finds
Slightly more than one-third of renters have coverage, according to a new Insurance Information Institute survey.
 
According to the National Weather Service, there's an 80% chance that El Nino will occur during either the fall or winter.
9/22/2014
Will Fall Bring an Active or Quiet Season for Storms?
If 2014 is a repeat of 2013, it could be another quiet autumn on tap.
 
Looking to buy a house? Keep these tips in mind.
9/15/2014
Purchasing a Home: 6 Things to Know
These buying tips should help you prepare for the housing hunt.
 
If you live in a flood-prone area, here's how to prepare your home for a potential disaster
9/11/2014
How to Prepare your Home for an Upcoming Flood
The Federal Emergency Management Agency has tips on how to prepare when flooding is anticipated.
 
Do you know how to put together a proper emergency kit?
9/9/2014
Emergency Kit Essentials, What to Include
Take advantage of National Preparedness Month by assembling a disaster supply kit for your home.
 
This year's hurricane season is expected to be less severe and on par with last year's relatively calm period.
9/4/2014
Another Dormant Hurricane Season on Tap, NOAA Says
The National Oceanic Atmospheric Administration indicates there's a 50% chance there will be fewer hurricanes than normal this year.
 
Experts have asserted that the the government needs to enforce stronger building codes to offset climate change effects.
8/27/2014
NAMIC: Government Must do More to Curb Effects of Mother Nature
The National Association of Mutual Insurance Companies says lawmakers should create incentives for states to enforce more rigorous build codes.
 
When you're choosing your next family pet, keep these dog breeds in mind.
8/26/2014
3 Great Dog Breeds for Your Family
With today being National Dog Day, enjoy the companionship that canines bring with one of these breeds.
 
A new report shows that more people are getting on their bikes to get to work
8/18/2014
Americans Riding Bicycles to Get to Work
A new Census Bureau report finds that a higher percentage of people are taking their bike to the office.
 
The cost of food spoilage can be surprisingly high after a power outage, many homeowners have found.
8/15/2014
Poll: Food Spoilage Biggest Cost for Consumers After Lengthy Outage
The most common added cost after a blackout is replacing food that's gone bad, according to a Harris Interactive survey.
 
Millennials are currently the generation most engaged in the homebuying process, according to a new report.
8/7/2014
Many Millennials Looking to Become Homeowners
A new poll reveals that young people are among the most engaged consumers in the home purchase market.
 
Fire damages costs have been rising for more than 30 years, according to a new report from the NFPA.
7/30/2014
NFPA: Fire Damage Expenses Up Significantly Since 1980
The National Fire Protection Association says the total cost of fires in the U.S. has increased by 34% in the past three decades.
 
Americans 'Going Green' When Remodeling
7/21/2014
Americans 'Going Green' When Remodeling
A survey done by the National Association of Home Builders finds that remodelers are increasingly doing projects that improve home efficiency.
 
When Sandy knocked out power to millions for weeks on end, it became apparent how important generators were
7/18/2014
The Biggest Lesson Learned from Hurricane Sandy
Three-quarters of residents affected by Sandy lost their power for at least a day, making life quite difficult for those who didn't have a backup power supply.
 
The American Kennel Club is reminding the country to keep pet fire safety in mind.
7/15/2014
Keep your pet protected this 'Pet Fire Safety Day'
Approximately a half-million pets are affected by a fire in the home each year, according to the American Kennel Club.
 
In a test asking respondents some basic questions about rental laws, roughly 47% of tenants and approximately half of landlords, on average, answered the queries incorrectly.
7/11/2014
Poll: Rental laws still unclear
Approximately two-thirds of renters erroneously believe that their landlord can end a leasing agreement prematurely for family-related reasons, according to Zillow.
 
Just because a hurricane season is predicted to be weak doesn't mean the individual storms won't be powerful.
7/10/2014
Inactive hurricane seasons have produced big storms
Safety organizations and the insurance industry remind U.S. residents that historically quiet hurricane seasons can still be damaging.
 
A new study has found Americans are willing to spend higher amounts on their wedding day than in the past.
6/17/2014
Americans broaden budgets for wedding expenses
Not including the honeymoon, the average couple spent nearly $30,000 for their wedding last year, according to The Knot.com.
 
As the baby boomer generation begins to retire, more have a clear idea of what they’re home will look like.
6/12/2014
Baby boomers confident retirement home will be the best
A new poll indicates that retirees have high expectations about what their residence will be like when they exit the workforce.
 
Nearly 6 in 10 then brides-to-be - 57% - said that they saw "the moment" coming all along.
6/4/2014
Women who would change their wedding proposal
A new survey reveals that half of women would alter some aspect of the moment when their significant other popped the question.
 
While recent predictions show the 2014 hurricane season to be fairly calm, experts still urge consumers to be prepared.
6/3/2014
Expected hurricane forecast for 2014
NOAA predicts a mild to normal hurricane season this year.
 
The National Safety Council’s latest fact sheet uncovers the most common injuries Americans suffer.
6/2/2014
NSC releases latest injury report
The National Safety Council published its 2014 edition of 'Injury Facts,' which delves into what types of injuries there have been nationwide.
 
As temperatures slowly but surely climb, people can expect thunderstorm activity to increase.
5/30/2014
New system to improve storm detection
The National Oceanic and Atmospheric Administration will soon unveil its latest technology for storm trackers.
 
The more than two decade streak of the Lab being the most popular breed is the longest reign for any one variety of dog in AKC's history.
5/29/2014
Labrador Retriever maintains dominance in breed popularity
Large breeds were preferred over smaller ones in 2013, according to numbers released by the American Kennel Club.
 
The 2014 hurricane season arrives after one that was unusually quiet.
5/27/2014
Preparing for hurricane season
The National Weather Services has a handy tool to get people prepared for what Mother Nature may have in store in 2014.
 
Even at points in the year where high water levels aren't as pervasive a threat, investing in flood insurance is a smart move to make, the Federal Emergency Management Agency recently advised.
5/22/2014
FEMA: Flood risk never ceases
The Federal Emergency Management Agency recently issued a reminder about why flood insurance is important to have no matter what time of year it may be.
 
It's important to have the proper coverage in place, including flood insurance.
5/21/2014
Guarantee the livelihood of your business with flood insurance
How entrepreneurs can ensure the financial readiness of their companies with flood protection.
 
Americans all over the country are taking part in a program to raise awareness of dog bit prevention.
5/19/2014
National Dog Bite Prevention Week begins
An average of 4.5 million people are hurt each year due to dog bites, according to the American Veterinary Medical Association.
 
A growing number of Americans are starting to wonder whether the long-established SAT is an accurate portrayal of students' abilities.
5/6/2014
Poll: Many Americans unconvinced of SAT accuracy
A minority of U.S. adults think the SAT correctly demonstrates math and reading comprehension, according to a YouGov survey.
 
Other breeds that cause fewer allergic reactions, as suggested by EH&E, include the Labradoodle - which

is a mixture of the Labrador and Poodle - Yorkshire Terrier, Schnauzer and Maltese.
5/2/2014
Best dog breeds for allergy sufferers
In light of it being allergy season, experts at Environmental Health & Engineering offer recommendations for the types of dogs that don't have a lot of pet dander.
 
Tornadoes can occur at any time, and there's no telling when or where the next one will be.
5/1/2014
Latest tornado outbreak a cautionary tale for Americans to prepare
The Federal Emergency Management Agency has suggestions on what to do before, during and after a tornado.
 
It's essential to learn which insurance policies will cover flood and water damage.
4/30/2014
Are you protected from damage caused by water?
Because water damage can take on many forms, the Insurance Information Institute recently outlined a basic rule to figure out the answer.
 
Just when it looked as though we might be out of the woods, there is another weather phenomenon to be cognizant of: spring thaw.
4/28/2014
With winter over, spring thaw arrives
How to prepare your home for the effects of snowmelt and spring thaw, which can result in flooding issues if not fully addressed.
 
According to the National Fire Protection Association, dinner preparation is one of the more common sources of homeowners insurance losses.
4/18/2014
Cooking safely this Easter Sunday
Fires in the kitchen are the main cause of residential fires, according to the National Fire Protection Association.
 
Something else to be mindful of is the payment total as listed on the W-2 and one's pay stub for 2013, which should have a final number for how much income was earned last year.
4/15/2014
Tax filing tips for procrastinators
The American Payroll Association offers some last-minute recommendations for completing income tax returns.
 
Many Americans expect homes to become more equipped with smart technology, or interfaces that allow consumers to access the Internet through devices like televisions, DVD players, home security systems and thermostats.
4/4/2014
Embracing a world of 'Internet of Everything'
A new survey indicates that U.S. consumers anticipate more of their world being connected with the World Wide Web.
 
Though it may come as a surprise, the U.S. is one of the few high income countries where paid vacation time is not a requirement.
3/28/2014
Few doctors get four weeks of vacation
Radiologists and anesthesiologists are the only doctors where at least half get to enjoy four weeks of time off from work, according to a new survey.
 
This survey captures a sentiment we often encounter - that consumers want insurance education, but often don't know where to begin.
3/24/2014
Newlywed discrepancies regarding insurance
The National Association of Insurance Commissioner releases a guide to help couples mine through insurance matters.
 
One of the most valuable home improvements that can be performed is replacing the entryway to one's residence, according to a newly released report.
3/20/2014
Steel-door replacement deemed top renovation for ROI
The National Association of Realtors says that steel doors can provide homeowners with nearly all of what they spent to have it done once it's sold.
 
The poll also revealed that approximately one in every three respondents had not consulted with an insurance agent in the past year.
3/11/2014
Few Americans scrutinize insurance policies before buying
Four in 10 consumers say they've never researched insurance prior to purchasing a plan, according to a survey from the Independent Insurance Agents & Brokers of America.
 
There are several ways in which to go about insuring an engagement ring, such as through renters insurance or umbrella insurance.
3/5/2014
When engagement rings go missing
Three stories of lost and found engagement rings help illustrate why it's important to have these expensive pieces of jewelry insured.
 
In a handful of generator-related deaths, individuals were using them because their electricity had been turned off by utility companies due to non-payment or dispute over a bill.
2/24/2014
Portable generators No. 1 cause of carbon monoxide death
The Consumer Product Safety Commission says that 800 of the more than 930 CO-related deaths from 1999 to 2012 were caused by generators.
 
Warm temperatures bring flooding concerns
2/20/2014
Warm temperatures bring flooding concerns
Temperatures in the 50s and 60s this weekend will likely lead to flooding problems for much of the U.S.
 
Perhaps the biggest reason why Christmas trees are particularly flammable the longer they're up has to do with their drying out.
2/18/2014
Christmas decorations still up? Why it's time to take them down
Homeowners and renters who leave their holiday ornaments up for a long time increase their risk for a fire.
 
No matter what men and women decide to get for their significant other, it's important to protect it with the appropriate type of insurance.
2/14/2014
Protecting your Valentine
Due to the high price of jewelry, it's important that men and women insure it so that it can be replaced if it's damaged, stolen or lost.
 
For example, the survey found that among those who made more than $150,000, nearly one-third said their greatest aspiration was to build an emergency fund.
2/12/2014
Saving money leading goal for New Year's once again
Just under 40% of Americans say that saving is their top financial aim over the next 12 months.
 
While most who will be in attendance are likely from the area, many will be flying in from out of town.
1/31/2014
Are you ready for the Super Bowl?
The Insurance Information Institute says adequate coverage is a key component of making one's residence available for rent - whether for the Super Bowl or any other special occasion.
 
Staying safe and prepared during the winter season can be essential for homeowners.
1/23/2014
U.S. locked in deep freeze again
With virtually all of the Northern U.S. experiencing record-breaking cold, the Insurance Information Institute offers tips on what policyholders should be aware of regarding the potential for damage to their property.
 
Separate data indicated that consumers didn't necessarily rush into home purchase decisions.
1/22/2014
Report: Home sales speedy last year
Zillow says that in September, homes were purchased 30 days faster than during the same time in 2012
 
As the Insurance Information Institute defines it, umbrella insurance is essentially extra liability protection, kicking in when one reaches the limit on their plan, be it auto, renters or homeowners.
1/14/2014
Financial advisor chimes in on umbrella insurance
Best-selling author and money expert Dave Ramsay says umbrella insurance is a wise investment.
 
Some states have a larger ratio of older homes to new ones than others, particularly in Michigan, New York, Rhode Island, Massachusetts and Connecticut.
1/3/2014
Report: U.S. has an aged housing inventory
RealtyTrac indicates that nearly three-quarters of residences in the country are pre-internet era.
 
Forecasters have a few theories as to why few named storms materialized in 2013.
12/26/2013
2013 hurricane season among calmest in history
Forecasters say the last time fewer storms formed was 45 years ago.
 
Penny-pinching consumers can provide greater protection for their gifts by adding them to standard homeowners or renters insurance policies.
12/23/2013
Will the shutdown affect holiday purchase activity
Recent polls suggest that the shuttering of government spending may have had a heavy influence on buying behavior this holiday season.
 
The following tips should help families ensure that Turkey day leftovers are just as safe as when they first hit the dinner table.
11/29/2013
Important safety tips for Thanksgiving leftovers
These recommendations will help ensure that what's served after Turkey Day is safe to consume.
 
Thanksgiving Day is a time to spend with family, not to put out the flames.
11/26/2013
How to keep Thanksgiving Day safe
The National Fire Protection Association provides families with some cooking recommendations to avoid a potential fire.
 
The cost of raising a child for parents who earn a middle-income is estimated to be about $241,100.
11/22/2013
Raising children comes with $241,000 price tag
The Department of Agriculture indicates that the cost of parenting a child for 18 years has risen 3%.
 
Because the storm impacted so many business owners, new regulations were put into effect that aimed to better handle the effects of flooding.
11/21/2013
Learning from Hurricane Sandy
New report highlights what victims of Sandy did in the aftermath to better prepare for another major hurricane.
 
Currently, the highest share of young adults still live at home in more than 40  years.
11/13/2013
'Empty nesters' no longer
More young adults are living at home, mainly due to economic struggles.
 
Businesses ought to be aware of the eco-friendly preferences of consumers nationwide.
11/4/2013
Moms consider environmental awareness a key component of child-rearing
A recent survey reveals how many women with children want to instill a sense of eco-awareness into their young ones' lives.
 
If an improvement project is relatively minor or inexpensive, it's not necessary to update one's homeowners insurance policy.
10/31/2013
Home improvements on tap for fall
More than half of Americans say they will spruce up their home in some way during autumn.
 
There were approximately 41 million trick-or-treaters in 2011
10/29/2013
Are you ready for a Trick or a Treat?
Lots of young kids will be out and about this Halloween, increasing homeowners' liability if they're not adequately prepared.
 
Home construction crews throughout the country aim to ensure homes don’t endure flood damage
10/18/2013
Building a home with an eye toward flood avoidance
The Federal Emergency Management Agency says homeowners can reduce their risk for flood damage with the proper flooring plan.
 
Viewers’ attention spans appear to be highest when watching programs on their mobile devices.
10/17/2013
Study: Attention spans elevated while watching TV on small mobile devices
New analysis points out that mobile television viewers are keenly aware of what's being broadcast.
 
The price paid for homes for sale appears to have increased in recent years.
10/14/2013
Government report portrays the typical American home
The U.S. Census Bureau recently released the latest American Housing Survey.
 
Fire departments responded to approximately 156,600 cooking-related fires between 2007 and 2011.
10/8/2013
Keep a lid on kitchen fires
October 6 - 12 is Fire Prevention Week, the theme being how to prevent kitchen fires. 
 
Taking safety precautions can help your family stay safe during Tropical Storm Karen.
10/7/2013
Tropical Storm Karen: Safety Tips and Resources
With Tropical Storm Karen upon us, we've put together some safety tips and resources to prepare you for the storm.
 
Picture quality is very important to TV buyers, a report found.
10/1/2013
J.D. Power: Picture quality most influential factor in HDTV purchase
Consumers say that when they're buying a big screen TV, the caliber of the picture display has the heaviest influence on their selection.
 
Living at home is the norm for many 20-somethings nationwide.
9/27/2013
More young adults living at home, studies show
New numbers show that grown children are opting to stay at the home of their mother and father, mostly because of economic concerns.
 
Many Americans still aspire to homeownership .
9/26/2013
Americans optimistic about renting, yet still aspire to homeownership
Nine in 10 renters say their ultimate goal is to buy a residence.
 
The GAO reports many homeowners are securing extra flood coverage in the last decade.
9/23/2013
GAO: Dramatic rise in share of policyholders with maximum flood coverage
The Government Accountability Office reveals that many Americans buy extensive flood protection rather than a limited amount.
 
A number of homeowners nationwide feel they are prepared should a blackout occur.
9/18/2013
Most Americans say they're ready for a lengthy blackout
A Harris Interactive survey reveals that more than half of Americans would be ready for a prolonged power outage.
 
Homeowners need to ensure they’re prepared in the event of an emergency.
9/16/2013
Responding with swiftness when emergencies occur
Americans are urged to take part in National Preparedness Month.
 
Landlords are ensuring smoking bans are becoming the norm at rental properties across the country.
9/10/2013
More landlords adhering to smoking bans
Renters may be forced to quit if they want to live in an apartment.
 
Roughly 150,000 homeowners insurance claims came from thunder and lightning storms last year.
9/5/2013
III: Lightning claims down but costs jump
The Insurance Information Institute says that insurance claims resulting from lightning were more costly in 2012.
 
The dangers of some summer staples.
8/30/2013
Celebrations of Summer
Newly released data from Mintel shows that Americans like to celebrate summer in a traditional way.
 
Personal belongings vacationers take with them are often covered under their homeowners insurance policies.
8/28/2013
Still planning a getaway? Residential coverage provides financial protection for rentals
The Insurance Information Institute reminds travelers that the coverage they already have will help shield them from potential losses.
 
A report found three in five homeowners plan to do some form of remodeling at their residences this year.
8/23/2013
Renovation plans on many homeowners' summer 'to do' lists
A Zillow poll reveals that a great number of people will put their residence through a home makeover sometime before the end of September.
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