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Homeowners/Renters Insurance

Homeowners/Renters Insurance
 
Americans 'Going Green' When Remodeling
7/21/2014
Americans 'Going Green' When Remodeling
A survey done by the National Association of Home Builders finds that remodelers are increasingly doing projects that improve home efficiency.
 
When Sandy knocked out power to millions for weeks on end, it became apparent how important generators were
7/18/2014
The Biggest Lesson Learned from Hurricane Sandy
Three-quarters of residents affected by Sandy lost their power for at least a day, making life quite difficult for those who didn't have a backup power supply.
 
The American Kennel Club is reminding the country to keep pet fire safety in mind.
7/15/2014
Keep your pet protected this 'Pet Fire Safety Day'
Approximately a half-million pets are affected by a fire in the home each year, according to the American Kennel Club.
 
In a test asking respondents some basic questions about rental laws, roughly 47% of tenants and approximately half of landlords, on average, answered the queries incorrectly.
7/11/2014
Poll: Rental laws still unclear
Approximately two-thirds of renters erroneously believe that their landlord can end a leasing agreement prematurely for family-related reasons, according to Zillow.
 
Just because a hurricane season is predicted to be weak doesn't mean the individual storms won't be powerful.
7/10/2014
Inactive hurricane seasons have produced big storms
Safety organizations and the insurance industry remind U.S. residents that historically quiet hurricane seasons can still be damaging.
 
A new study has found Americans are willing to spend higher amounts on their wedding day than in the past.
6/17/2014
Americans broaden budgets for wedding expenses
Not including the honeymoon, the average couple spent nearly $30,000 for their wedding last year, according to The Knot.com.
 
As the baby boomer generation begins to retire, more have a clear idea of what they’re home will look like.
6/12/2014
Baby boomers confident retirement home will be the best
A new poll indicates that retirees have high expectations about what their residence will be like when they exit the workforce.
 
Nearly 6 in 10 then brides-to-be - 57% - said that they saw "the moment" coming all along.
6/4/2014
Women who would change their wedding proposal
A new survey reveals that half of women would alter some aspect of the moment when their significant other popped the question.
 
While recent predictions show the 2014 hurricane season to be fairly calm, experts still urge consumers to be prepared.
6/3/2014
Expected hurricane forecast for 2014
NOAA predicts a mild to normal hurricane season this year.
 
The National Safety Council’s latest fact sheet uncovers the most common injuries Americans suffer.
6/2/2014
NSC releases latest injury report
The National Safety Council published its 2014 edition of 'Injury Facts,' which delves into what types of injuries there have been nationwide.
 
As temperatures slowly but surely climb, people can expect thunderstorm activity to increase.
5/30/2014
New system to improve storm detection
The National Oceanic and Atmospheric Administration will soon unveil its latest technology for storm trackers.
 
The more than two decade streak of the Lab being the most popular breed is the longest reign for any one variety of dog in AKC's history.
5/29/2014
Labrador Retriever maintains dominance in breed popularity
Large breeds were preferred over smaller ones in 2013, according to numbers released by the American Kennel Club.
 
The 2014 hurricane season arrives after one that was unusually quiet.
5/27/2014
Preparing for hurricane season
The National Weather Services has a handy tool to get people prepared for what Mother Nature may have in store in 2014.
 
Even at points in the year where high water levels aren't as pervasive a threat, investing in flood insurance is a smart move to make, the Federal Emergency Management Agency recently advised.
5/22/2014
FEMA: Flood risk never ceases
The Federal Emergency Management Agency recently issued a reminder about why flood insurance is important to have no matter what time of year it may be.
 
It's important to have the proper coverage in place, including flood insurance.
5/21/2014
Guarantee the livelihood of your business with flood insurance
How entrepreneurs can ensure the financial readiness of their companies with flood protection.
 
Americans all over the country are taking part in a program to raise awareness of dog bit prevention.
5/19/2014
National Dog Bite Prevention Week begins
An average of 4.5 million people are hurt each year due to dog bites, according to the American Veterinary Medical Association.
 
A growing number of Americans are starting to wonder whether the long-established SAT is an accurate portrayal of students' abilities.
5/6/2014
Poll: Many Americans unconvinced of SAT accuracy
A minority of U.S. adults think the SAT correctly demonstrates math and reading comprehension, according to a YouGov survey.
 
Other breeds that cause fewer allergic reactions, as suggested by EH&E, include the Labradoodle - which

is a mixture of the Labrador and Poodle - Yorkshire Terrier, Schnauzer and Maltese.
5/2/2014
Best dog breeds for allergy sufferers
In light of it being allergy season, experts at Environmental Health & Engineering offer recommendations for the types of dogs that don't have a lot of pet dander.
 
Tornadoes can occur at any time, and there's no telling when or where the next one will be.
5/1/2014
Latest tornado outbreak a cautionary tale for Americans to prepare
The Federal Emergency Management Agency has suggestions on what to do before, during and after a tornado.
 
It's essential to learn which insurance policies will cover flood and water damage.
4/30/2014
Are you protected from damage caused by water?
Because water damage can take on many forms, the Insurance Information Institute recently outlined a basic rule to figure out the answer.
 
Just when it looked as though we might be out of the woods, there is another weather phenomenon to be cognizant of: spring thaw.
4/28/2014
With winter over, spring thaw arrives
How to prepare your home for the effects of snowmelt and spring thaw, which can result in flooding issues if not fully addressed.
 
According to the National Fire Protection Association, dinner preparation is one of the more common sources of homeowners insurance losses.
4/18/2014
Cooking safely this Easter Sunday
Fires in the kitchen are the main cause of residential fires, according to the National Fire Protection Association.
 
Something else to be mindful of is the payment total as listed on the W-2 and one's pay stub for 2013, which should have a final number for how much income was earned last year.
4/15/2014
Tax filing tips for procrastinators
The American Payroll Association offers some last-minute recommendations for completing income tax returns.
 
Many Americans expect homes to become more equipped with smart technology, or interfaces that allow consumers to access the Internet through devices like televisions, DVD players, home security systems and thermostats.
4/4/2014
Embracing a world of 'Internet of Everything'
A new survey indicates that U.S. consumers anticipate more of their world being connected with the World Wide Web.
 
Though it may come as a surprise, the U.S. is one of the few high income countries where paid vacation time is not a requirement.
3/28/2014
Few doctors get four weeks of vacation
Radiologists and anesthesiologists are the only doctors where at least half get to enjoy four weeks of time off from work, according to a new survey.
 
This survey captures a sentiment we often encounter - that consumers want insurance education, but often don't know where to begin.
3/24/2014
Newlywed discrepancies regarding insurance
The National Association of Insurance Commissioner releases a guide to help couples mine through insurance matters.
 
One of the most valuable home improvements that can be performed is replacing the entryway to one's residence, according to a newly released report.
3/20/2014
Steel-door replacement deemed top renovation for ROI
The National Association of Realtors says that steel doors can provide homeowners with nearly all of what they spent to have it done once it's sold.
 
The poll also revealed that approximately one in every three respondents had not consulted with an insurance agent in the past year.
3/11/2014
Few Americans scrutinize insurance policies before buying
Four in 10 consumers say they've never researched insurance prior to purchasing a plan, according to a survey from the Independent Insurance Agents & Brokers of America.
 
There are several ways in which to go about insuring an engagement ring, such as through renters insurance or umbrella insurance.
3/5/2014
When engagement rings go missing
Three stories of lost and found engagement rings help illustrate why it's important to have these expensive pieces of jewelry insured.
 
In a handful of generator-related deaths, individuals were using them because their electricity had been turned off by utility companies due to non-payment or dispute over a bill.
2/24/2014
Portable generators No. 1 cause of carbon monoxide death
The Consumer Product Safety Commission says that 800 of the more than 930 CO-related deaths from 1999 to 2012 were caused by generators.
 
Warm temperatures bring flooding concerns
2/20/2014
Warm temperatures bring flooding concerns
Temperatures in the 50s and 60s this weekend will likely lead to flooding problems for much of the U.S.
 
Perhaps the biggest reason why Christmas trees are particularly flammable the longer they're up has to do with their drying out.
2/18/2014
Christmas decorations still up? Why it's time to take them down
Homeowners and renters who leave their holiday ornaments up for a long time increase their risk for a fire.
 
No matter what men and women decide to get for their significant other, it's important to protect it with the appropriate type of insurance.
2/14/2014
Protecting your Valentine
Due to the high price of jewelry, it's important that men and women insure it so that it can be replaced if it's damaged, stolen or lost.
 
For example, the survey found that among those who made more than $150,000, nearly one-third said their greatest aspiration was to build an emergency fund.
2/12/2014
Saving money leading goal for New Year's once again
Just under 40% of Americans say that saving is their top financial aim over the next 12 months.
 
While most who will be in attendance are likely from the area, many will be flying in from out of town.
1/31/2014
Are you ready for the Super Bowl?
The Insurance Information Institute says adequate coverage is a key component of making one's residence available for rent - whether for the Super Bowl or any other special occasion.
 
Staying safe and prepared during the winter season can be essential for homeowners.
1/23/2014
U.S. locked in deep freeze again
With virtually all of the Northern U.S. experiencing record-breaking cold, the Insurance Information Institute offers tips on what policyholders should be aware of regarding the potential for damage to their property.
 
Separate data indicated that consumers didn't necessarily rush into home purchase decisions.
1/22/2014
Report: Home sales speedy last year
Zillow says that in September, homes were purchased 30 days faster than during the same time in 2012
 
As the Insurance Information Institute defines it, umbrella insurance is essentially extra liability protection, kicking in when one reaches the limit on their plan, be it auto, renters or homeowners.
1/14/2014
Financial advisor chimes in on umbrella insurance
Best-selling author and money expert Dave Ramsay says umbrella insurance is a wise investment.
 
Some states have a larger ratio of older homes to new ones than others, particularly in Michigan, New York, Rhode Island, Massachusetts and Connecticut.
1/3/2014
Report: U.S. has an aged housing inventory
RealtyTrac indicates that nearly three-quarters of residences in the country are pre-internet era.
 
Forecasters have a few theories as to why few named storms materialized in 2013.
12/26/2013
2013 hurricane season among calmest in history
Forecasters say the last time fewer storms formed was 45 years ago.
 
Penny-pinching consumers can provide greater protection for their gifts by adding them to standard homeowners or renters insurance policies.
12/23/2013
Will the shutdown affect holiday purchase activity
Recent polls suggest that the shuttering of government spending may have had a heavy influence on buying behavior this holiday season.
 
The following tips should help families ensure that Turkey day leftovers are just as safe as when they first hit the dinner table.
11/29/2013
Important safety tips for Thanksgiving leftovers
These recommendations will help ensure that what's served after Turkey Day is safe to consume.
 
Thanksgiving Day is a time to spend with family, not to put out the flames.
11/26/2013
How to keep Thanksgiving Day safe
The National Fire Protection Association provides families with some cooking recommendations to avoid a potential fire.
 
The cost of raising a child for parents who earn a middle-income is estimated to be about $241,100.
11/22/2013
Raising children comes with $241,000 price tag
The Department of Agriculture indicates that the cost of parenting a child for 18 years has risen 3%.
 
Because the storm impacted so many business owners, new regulations were put into effect that aimed to better handle the effects of flooding.
11/21/2013
Learning from Hurricane Sandy
New report highlights what victims of Sandy did in the aftermath to better prepare for another major hurricane.
 
Currently, the highest share of young adults still live at home in more than 40  years.
11/13/2013
'Empty nesters' no longer
More young adults are living at home, mainly due to economic struggles.
 
Businesses ought to be aware of the eco-friendly preferences of consumers nationwide.
11/4/2013
Moms consider environmental awareness a key component of child-rearing
A recent survey reveals how many women with children want to instill a sense of eco-awareness into their young ones' lives.
 
If an improvement project is relatively minor or inexpensive, it's not necessary to update one's homeowners insurance policy.
10/31/2013
Home improvements on tap for fall
More than half of Americans say they will spruce up their home in some way during autumn.
 
There were approximately 41 million trick-or-treaters in 2011
10/29/2013
Are you ready for a Trick or a Treat?
Lots of young kids will be out and about this Halloween, increasing homeowners' liability if they're not adequately prepared.
 
Home construction crews throughout the country aim to ensure homes don’t endure flood damage
10/18/2013
Building a home with an eye toward flood avoidance
The Federal Emergency Management Agency says homeowners can reduce their risk for flood damage with the proper flooring plan.
 
Viewers’ attention spans appear to be highest when watching programs on their mobile devices.
10/17/2013
Study: Attention spans elevated while watching TV on small mobile devices
New analysis points out that mobile television viewers are keenly aware of what's being broadcast.
 
The price paid for homes for sale appears to have increased in recent years.
10/14/2013
Government report portrays the typical American home
The U.S. Census Bureau recently released the latest American Housing Survey.
 
Fire departments responded to approximately 156,600 cooking-related fires between 2007 and 2011.
10/8/2013
Keep a lid on kitchen fires
October 6 - 12 is Fire Prevention Week, the theme being how to prevent kitchen fires. 
 
Taking safety precautions can help your family stay safe during Tropical Storm Karen.
10/7/2013
Tropical Storm Karen: Safety Tips and Resources
With Tropical Storm Karen upon us, we've put together some safety tips and resources to prepare you for the storm.
 
Picture quality is very important to TV buyers, a report found.
10/1/2013
J.D. Power: Picture quality most influential factor in HDTV purchase
Consumers say that when they're buying a big screen TV, the caliber of the picture display has the heaviest influence on their selection.
 
Living at home is the norm for many 20-somethings nationwide.
9/27/2013
More young adults living at home, studies show
New numbers show that grown children are opting to stay at the home of their mother and father, mostly because of economic concerns.
 
Many Americans still aspire to homeownership .
9/26/2013
Americans optimistic about renting, yet still aspire to homeownership
Nine in 10 renters say their ultimate goal is to buy a residence.
 
The GAO reports many homeowners are securing extra flood coverage in the last decade.
9/23/2013
GAO: Dramatic rise in share of policyholders with maximum flood coverage
The Government Accountability Office reveals that many Americans buy extensive flood protection rather than a limited amount.
 
A number of homeowners nationwide feel they are prepared should a blackout occur.
9/18/2013
Most Americans say they're ready for a lengthy blackout
A Harris Interactive survey reveals that more than half of Americans would be ready for a prolonged power outage.
 
Homeowners need to ensure they’re prepared in the event of an emergency.
9/16/2013
Responding with swiftness when emergencies occur
Americans are urged to take part in National Preparedness Month.
 
Landlords are ensuring smoking bans are becoming the norm at rental properties across the country.
9/10/2013
More landlords adhering to smoking bans
Renters may be forced to quit if they want to live in an apartment.
 
Roughly 150,000 homeowners insurance claims came from thunder and lightning storms last year.
9/5/2013
III: Lightning claims down but costs jump
The Insurance Information Institute says that insurance claims resulting from lightning were more costly in 2012.
 
The dangers of some summer staples.
8/30/2013
Celebrations of Summer
Newly released data from Mintel shows that Americans like to celebrate summer in a traditional way.
 
Personal belongings vacationers take with them are often covered under their homeowners insurance policies.
8/28/2013
Still planning a getaway? Residential coverage provides financial protection for rentals
The Insurance Information Institute reminds travelers that the coverage they already have will help shield them from potential losses.
 
A report found three in five homeowners plan to do some form of remodeling at their residences this year.
8/23/2013
Renovation plans on many homeowners' summer 'to do' lists
A Zillow poll reveals that a great number of people will put their residence through a home makeover sometime before the end of September.
 
could leave homeowners scrambling if their insurance isn’t up-to-date.
8/14/2013
Theft prevention tips for the most popular vacation month
Here are three ways to keep home invaders at bay.
 
Fewer property crimes occurred in 2012 compared to a year earlier, an FBI report found.
7/26/2013
FBI: Fewer property crimes committed in 2012
The Federal Bureau of Investigation says that home invasions and car theft was slightly less common last year.
 
Property updates nowadays may not yield the same return they did in the past.
7/17/2013
Home improvements don't always equal increased value, expert says
The Appraisal Institute cautions homeowners to be wary about the renovations they're making.
 
A report shows how residential properties can be affected by major weather events.
7/12/2013
Storm surge threatens more than 4 million homes
With forecasters expecting an active season, hurricane damage could be substantial this year.
 
Young Americans nationwide aspire to own a home.
7/8/2013
Young Americans eager to assume role of homeowner
Buying a home is something many recently graduated men and women are looking forward to.
 
Swimming safety should be a priority for homeowners around Independence Day.
7/3/2013
Make swimming safety a priority this Fourth of July
Drowning remains one of the leading causes of unintentional injury death in the U.S.
 
The NFIP will remain intact for at least five more years.
6/28/2013
What homeowners need to know about flood insurance
Congress renewed the National Flood Insurance Program last year, and this year's version includes substantial reforms that may require review.
 
Instances of dog bites reduced across the country in 2012 from the year before.
6/27/2013
Dog bites fall in frequency
The Insurance Information Institute reports that claims involving dog bites declined last year, but they remain a costly injury to treat.
 
It’s best for people to remain indoors during a lightning storm.
6/24/2013
Safety tips to remember when thunder rolls
June 20 - 26 is Lightning Safety Week.
 
Global warming could make future storms more severe, the NOAA reports.
6/20/2013
Climate change to impact rainfall rates
The National Oceanic and Atmospheric Administration says the impact of global warming may result in higher precipitation totals.
 
Keeping grills several yards from your home is ideal when barbecuing.
6/14/2013
Three important precautions dads should remember before grilling
Even dear old dad could use a few grilling safety reminders.
 
Oklahoma has been devastated by tornadoes in recent weeks.
6/13/2013
Recovery efforts continue after severe tornado leaves Oklahoma in tatters
The May 20 twister was a Category 5 on the Enhanced Fujita Scale.
 
There appears to be an increasing amount of stay-at-home dads nationwide.
6/10/2013
Dads taking on position typically occupied by moms
Stay-at-home fathers are more common today than they have ever been before.
 
Taking care of your lawn, plants and other greenery on your property could increase its value.
6/5/2013
Effective landscaping can increase property values
The Appraisal Institute says that a home's worth can be enhanced greatly through proper lawn management.
 
Hurricane season is here, so homeowners will want to prepare their properties accordingly.
6/3/2013
New metric may bring about new classification for hurricanes
Florida State University professors have developed a measurement that may help climatologists better specify hurricane strength.
 
May 31 is World No Tobacco Day.
5/31/2013
Societies unite in goal to stamp out tobacco use permanently
May 31 is World No Tobacco Day.
 
stunt performer plans to cross the Grand Canyon on a tightrope.
5/30/2013
Stunt expert hopes to cross Grand Canyon sans protection
Nik of The Flying Wallendas says he will try to cross one of the country's largest fissures on a high wire this summer.
 
Having emergency supplies with you during a hurricane, including a first-aid kit, is imperative.
5/28/2013
Ready or not, hurricane season is here
May 26th marks the beginning of Hurricane Preparedness Week.
 
The East Coast could be affected by roughly a dozen hurricanes and severe storms this year.
5/24/2013
Heightened risk for hurricane to affect mainland, Colorado researchers say
Colorado State University scientists project an increased probability for major storm formation.
 
Homeowners should put a lot of effort in pet-proofing their properties to ensure no damages occur to their residence.
5/23/2013
Simple ways of pet-proofing a home
How homeowners can make their residence one that's safe for pets.
 
More consumers appear to be putting their tax returns into their bank accounts.
5/20/2013
Tax refunds being devoted to savings and debt this year
Nearly half of consumers say that what they get back from the government will go toward improving their finances.
 
Two-thirds of homeowners across the U.S. noted they intend to paint some area of their homes in the coming months.
5/17/2013
Homeowners looking to spruce up their living space with color
Recent polling data suggests that many think their homes could use a new hue.
 
Party hosts should inquire if their guests have any allergies before serving them certain foods.
5/13/2013
It's clear: People love the hamburger
Polling data shows the American staple is enjoyed far and wide, often being consumed several times per month.
 
Moms nationwide seem to want their kids and spouses to save instead of spend a lot on lavish gifts this Mother’s Day.
5/10/2013
Moms say they don't want lavish gifts for Mother's Day
One in every four mothers indicates they're more than OK with an inexpensive present.
 
Teacher Appreciation Week celebrates educators throughout the nation.
5/8/2013
America celebrates its nurses and educators
This is the week to honor two professions that have made lasting impressions on lives.
 
Aspirations of homeownership are high among multiple demographics, including millennials.
5/6/2013
Homeownership intentions more robust
Renters say that they're as motivated as ever to purchase a home of their own.
 
There's a chance hurricanes could be even stronger in 2013 than recent years.
5/2/2013
Hurricanes could be stronger this year
A new forecast suggests hurricanes that form in 2013 have the potential to be more intense.
 
Many residents nationwide agree this spring is an ideal time to fix up their homes.
5/1/2013
Majority of consumers say now is the time to renovate
More than half of Americans indicate that their planning on beginning their refurbishing projects, thanks to the improving economy and the affordable conditions in the real estate industry.
 
Nearly 80 percent of buyers today buy a home with a garage, particularly among new-home buyers.
4/24/2013
Homebuyers highly value spaciousness
A new survey from the National Association of Realtors shows that storage space often serves as a catalyst for homebuyers.
 
Living green isn’t as easy as it sounds, a poll finds.
4/22/2013
Going green: Are you practicing what you preach?
Despite being aware of the importance of the environment, few are following through in their daily dealings.
 
A reports shows few renters actually secure renters insurance.
4/16/2013
Renters seldom obtain insurance, new poll shows
Recent analysis indicates renters may be taking a gamble by not purchasing coverage for their belongings.
 
Kitchen remodels are one viable option for homeowners looking to boost their home’s value.
4/12/2013
Ten remodeling projects that elicit big returns
The National Association of Realtors details what refurbishing tasks are the most cost-effective for homeowners.
 
A correlation between added gun laws and lower fatalities exists, according to Boston Children’s Hospital.
4/11/2013
Study shows that more gun laws leads to fewer fatalities
Firearm-associated homicide rates are lower in states where many gun laws are present, Boston Children's Hospital says.
 
Some items require an added level of security when being stored away.
4/10/2013
Storing items away from home? Make sure they're properly insured
The Insurance Information Institute provides pointers for the millions of homeowners who rent storage facilities.
 
After-parties can lead to liability issues for homeowners holding post-prom bashes.
4/8/2013
Be aware of your kids' after-prom parties
Many kids will attend post-prom gatherings after the last dance, where alcohol may be available.
 
There are a number of markets across the country where is may make more sense to rent.
4/5/2013
Five cities where renting is often preferable to buying
Statistics shows that when determining living arrangements, some of the largest cities in the U.S. are generally better to rent in than to own. However, there are other factors to weigh as well.
 
Homeowners should prepare accordingly if their residential property is located in an area susceptible to sinkholes.
4/2/2013
Study reveals high prevalence of sinkholes in Florida
Researchers from CoreLogic say there are some 15,000 sinkholes in Florida, far more than experts have come to believe.
 
Homeowners ought to be aware of the difference between rebuilding and real estate values.
4/1/2013
Four facts that are too important to misinterpret
This April Fools' Day, ensure that these insurance facts aren't confused or trifled with.
 
Practice safety when cooking, particularly when using the stove and the oven at the same time.
3/29/2013
Stay safe this Easter by cooking with caution
Easter Sunday's main course can be ruined if families don't properly attend what's in the oven and on the stove.
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