10/28/2011 - Precautions needed for Mischief Night
Experts say homeowners may want to move their vehicles inside their garages if possible over the Halloween holiday weekend in order to reduce the risk of damage on "Mischief Night."
On October 30, Mischief Night - or Devil's Night or Goosey Night as it's sometimes called - is known as an evening in which homeowners may report trees being decorated with toilet paper or pumpkins being smashed by local youth. However, some incidents of vandalism - such as throwing eggs or rocks, spray-painting vehicles or setting fires - can be far more serious.
Experts say homeowners should take whatever reasonable precautions they can and make it appear that they are home if they are not, since the damages from vandalism may not always be severe enough to make an auto or home insurance claim worthwhile.
"Most people have a $500 or $1,000 deductible, so the expense would have to be more than that for it to make sense filing a claim," Jeanne Salvatore, a spokeswoman for the Insurance Information Institute, told SmartMoney.
The situation has become so serious in some areas that police have instituted a curfew for young people and urge businesses to avoid selling items such as shaving cream or eggs to teens.
For more safety tips on how to protect your home this year for Halloween, click here