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Preventing Damage to Your Property

Preventing Damage to Your Property
 
Even a slight amount of alcohol increases the risk of filing an auto insurance claim due to a car crash.
4/21/2014
Even low doses of alcohol too much for driving, report finds
A University of California, San Diego study suggests that any amount of alcohol consumption is a vehicle operation safety hazard.
 
According to the National Fire Protection Association, dinner preparation is one of the more common sources of homeowners insurance losses.
4/18/2014
Cooking safely this Easter Sunday
Fires in the kitchen are the main cause of residential fires, according to the National Fire Protection Association.
 
He added that to prevent kids from being injured in shopping carts - which typically occurs when the carriages tip over - it's high time that shopping cart safety standards be strengthened.
4/16/2014
Shopping-cart injuries among children common
A new report indicates that 24,000 kids are seriously hurt each year by a shopping cart.
 
One of the most valuable home improvements that can be performed is replacing the entryway to one's residence, according to a newly released report.
3/20/2014
Steel-door replacement deemed top renovation for ROI
The National Association of Realtors says that steel doors can provide homeowners with nearly all of what they spent to have it done once it's sold.
 
Though floods have the potential to take place throughout the year, this week also coincides with some of the more damaging flood events in U.S. history.
3/18/2014
Recalling historic flooding events for Flood Safety Awareness Week
Some of the country's most damaging floods have taken place in March.
 
ATV tires that are not meant  for the pavement may be to blame for the increase in ATV crashes.
3/13/2014
Spike in ATV crashes on trafficked roadways
The Insurance Institute for Highway Safety found that there were 1,700 ATV rider deaths around the country in a recent five-year period of analysis.
 
There are several ways in which to go about insuring an engagement ring, such as through renters insurance or umbrella insurance.
3/5/2014
When engagement rings go missing
Three stories of lost and found engagement rings help illustrate why it's important to have these expensive pieces of jewelry insured.
 
As for whether car theft reports were mostly for mid-sized vehicles or large ones, mid-sized automobiles were more highly sought-after.
2/27/2014
Thieves snatch up Toyota Camry with most regularity
More than 4,600 Camrys were stolen between 2009 and 2012, more than any other model in the large/mid-sized segment.
 
Warm temperatures bring flooding concerns
2/20/2014
Warm temperatures bring flooding concerns
Temperatures in the 50s and 60s this weekend will likely lead to flooding problems for much of the U.S.
 
Freezing temperatures serve as a reminder of just how dangerous Mother Nature can be, both for cold and heat.
2/13/2014
Temperature extremes call for added vigilance
Freezing temperatures serve as a reminder of just how dangerous Mother Nature can be.
 
For example, if a vehicle looks worn but its mileage is low, further inquiry may be in order.
2/10/2014
200,000 vehicles affected by odometer fraud each year
Carfax indicates that odometer fraud is a three-quarters of a billion dollar industry.
 
While most who will be in attendance are likely from the area, many will be flying in from out of town.
1/31/2014
Are you ready for the Super Bowl?
The Insurance Information Institute says adequate coverage is a key component of making one's residence available for rent - whether for the Super Bowl or any other special occasion.
 
Recently reported by NBC's "Today," wearing bulky winter coats while riding in a car can be a safety hazard - especially among children.
1/24/2014
Heavy coats not conducive for seatbelts
Recently reported by NBC's "Today," wearing bulky winter coats while riding in a car can be a safety hazard - especially among children.
 
Staying safe and prepared during the winter season can be essential for homeowners.
1/23/2014
U.S. locked in deep freeze again
With virtually all of the Northern U.S. experiencing record-breaking cold, the Insurance Information Institute offers tips on what policyholders should be aware of regarding the potential for damage to their property.
 
While the trucking industry has had to endure labor shortages, the industry as a whole is in solid territory.
1/10/2014
Commercial vehicle registrations ease in 2013
The pace in which businesses wrote new registrations for commercial trucks in the first eight months of the year rose, but not by as much as expected.
 
Some states have a larger ratio of older homes to new ones than others, particularly in Michigan, New York, Rhode Island, Massachusetts and Connecticut.
1/3/2014
Report: U.S. has an aged housing inventory
RealtyTrac indicates that nearly three-quarters of residences in the country are pre-internet era.
 
Although smart phones can be broken by anyone, younger consumers tend to do it in higher frequency.
12/19/2013
Portable devices breaking more frequently
With more kids toting wireless devices, half of parents say they've owned one that's been damaged.
 
With a greater likelihood of flooding, families may be more inclined to purchase flood insurance.
12/18/2013
Smaller storms as powerful as Sandy
Tufts University analysts believe that rising sea levels will make relatively weak hurricanes more damaging.
 
The poll indicated that in approximately half of all cases, parents spurned the advice of the car seat manufacturer and opted to position their car seat based on the child's level of comfort.
12/17/2013
Carseats - forward or rear facing?
Six in 10 parents in a recent poll turned their child car seats to forward facing earlier than they should have.
 
In 2011, nearly 700 cyclists were killed after being hit by a car.
12/5/2013
Better railroad crossing signs for bicyclists
A new study suggests that more elaborate warnings are needed for bicycle riders crossing over rails.
 
The following tips should help families ensure that Turkey day leftovers are just as safe as when they first hit the dinner table.
11/29/2013
Important safety tips for Thanksgiving leftovers
These recommendations will help ensure that what's served after Turkey Day is safe to consume.
 
Thanksgiving Day is a time to spend with family, not to put out the flames.
11/26/2013
How to keep Thanksgiving Day safe
The National Fire Protection Association provides families with some cooking recommendations to avoid a potential fire.
 
Because the storm impacted so many business owners, new regulations were put into effect that aimed to better handle the effects of flooding.
11/21/2013
Learning from Hurricane Sandy
New report highlights what victims of Sandy did in the aftermath to better prepare for another major hurricane.
 
There’s something to be said for attending a two-year college prior to a four-year university.
11/18/2013
Two-year college leads to four
American Education Week is 11/18 and people around the country are looking to schooling to help prepare themselves for a more robust career.
 
Though it's late in the season, meteorologists warn that the threat for hurricanes still looms.
10/21/2013
Americans admit not prepared for disaster
Recent polling data shows that six in 10 families aren't ready to handle a crisis.
 
The price paid for homes for sale appears to have increased in recent years.
10/14/2013
Government report portrays the typical American home
The U.S. Census Bureau recently released the latest American Housing Survey.
 
Fire departments responded to approximately 156,600 cooking-related fires between 2007 and 2011.
10/8/2013
Keep a lid on kitchen fires
October 6 - 12 is Fire Prevention Week, the theme being how to prevent kitchen fires. 
 
Taking safety precautions can help your family stay safe during Tropical Storm Karen.
10/7/2013
Tropical Storm Karen: Safety Tips and Resources
With Tropical Storm Karen upon us, we've put together some safety tips and resources to prepare you for the storm.
 
Educational facilities seeing an increase in formal dress code policies
10/4/2013
School uniforms increasingly popular
A new poll suggests that more principals and school districts are mandating specific dress codes.
 
Picture quality is very important to TV buyers, a report found.
10/1/2013
J.D. Power: Picture quality most influential factor in HDTV purchase
Consumers say that when they're buying a big screen TV, the caliber of the picture display has the heaviest influence on their selection.
 
Many Americans still aspire to homeownership .
9/26/2013
Americans optimistic about renting, yet still aspire to homeownership
Nine in 10 renters say their ultimate goal is to buy a residence.
 
Despite a sharp decline in car theft rates, vehicle owners should still keep their guard up.
9/12/2013
Criminals resorting to alternative forms of auto theft
Traffic authorities say that thieves are more frequently bilking the system through unconventional forms of stealing.
 
Roughly 150,000 homeowners insurance claims came from thunder and lightning storms last year.
9/5/2013
III: Lightning claims down but costs jump
The Insurance Information Institute says that insurance claims resulting from lightning were more costly in 2012.
 
The dangers of some summer staples.
8/30/2013
Celebrations of Summer
Newly released data from Mintel shows that Americans like to celebrate summer in a traditional way.
 
Though helpful to many, a number of drivers have noted displeasure with GPS devices.
8/22/2013
Poll: Most drivers say GPS units have let them down
Nearly two-thirds of motorists say GPS devices have done the opposite of what they're intended to do.
 
Property updates nowadays may not yield the same return they did in the past.
7/17/2013
Home improvements don't always equal increased value, expert says
The Appraisal Institute cautions homeowners to be wary about the renovations they're making.
 
Drivers may want to show courtesy to other motorists by not talking on the phone behind the wheel.
7/15/2013
When ringing cellphones are best left unanswered
July is National Cellphone Courtesy Month.
 
Cars get dented and scratched in parking lots nationwide every day.
7/10/2013
Three ways to avoid parking lot damage
National Vehicle Protection Month rolls on with these suggestions for how to keep a car pristine after it's parked.
 
It’s best for people to remain indoors during a lightning storm.
6/24/2013
Safety tips to remember when thunder rolls
June 20 - 26 is Lightning Safety Week.
 
Oklahoma has been devastated by tornadoes in recent weeks.
6/13/2013
Recovery efforts continue after severe tornado leaves Oklahoma in tatters
The May 20 twister was a Category 5 on the Enhanced Fujita Scale.
 
Having emergency supplies with you during a hurricane, including a first-aid kit, is imperative.
5/28/2013
Ready or not, hurricane season is here
May 26th marks the beginning of Hurricane Preparedness Week.
 
Homeowners should put a lot of effort in pet-proofing their properties to ensure no damages occur to their residence.
5/23/2013
Simple ways of pet-proofing a home
How homeowners can make their residence one that's safe for pets.
 
Many residents nationwide agree this spring is an ideal time to fix up their homes.
5/1/2013
Majority of consumers say now is the time to renovate
More than half of Americans indicate that their planning on beginning their refurbishing projects, thanks to the improving economy and the affordable conditions in the real estate industry.
 
Understanding your insurance limits and the benefits umbrella insurance can offer.
4/26/2013
Insurance coverage lacking for many wealthy Americans
Today's most well-off consumers say that lawsuits are worrisome, yet they rarely have the coverage in place that will limit their adverse effects.
 
Nearly 80 percent of buyers today buy a home with a garage, particularly among new-home buyers.
4/24/2013
Homebuyers highly value spaciousness
A new survey from the National Association of Realtors shows that storage space often serves as a catalyst for homebuyers.
 
There are a number of markets across the country where is may make more sense to rent.
4/5/2013
Five cities where renting is often preferable to buying
Statistics shows that when determining living arrangements, some of the largest cities in the U.S. are generally better to rent in than to own. However, there are other factors to weigh as well.
 
Homeowners should prepare accordingly if their residential property is located in an area susceptible to sinkholes.
4/2/2013
Study reveals high prevalence of sinkholes in Florida
Researchers from CoreLogic say there are some 15,000 sinkholes in Florida, far more than experts have come to believe.
 
During the next century, the chance of a devastating earthquake in the United States is expected to increase.
3/27/2013
Experts warn earthquakes may become more common
Researchers from the U.S. Geological Survey say there could be a link between population surges and earthquake pervasiveness.
 
A home inventory is a list of a renter or homeowner's possessions and their corresponding values.
3/26/2013
Don't wait until after a disaster to think about a home inventory
The Insurance Information Institute describes why making a home inventory list helps individuals save and offers a free app.
 
Floods can cause serious amounts of damage to residential properties.
3/20/2013
March: In like a lion, out like ... a lion?
The Insurance Information Institute prepares homeowners for what could be a wet transition into spring.
 
FEMA, the NWS and other organizations created National Flood Safety Awareness Week to inform people of dangers of flooding.
3/18/2013
It's National Flood Safety Awareness Week
Safety officials look to better inform Americans about the dangers of flooding and how to prepare for them.
 
In addition to swapping out the batteries, homeowners should regularly test their smoke detectors.
3/8/2013
Don't forget to change the batteries on smoke alarms this Sunday
Daylight Saving Time can serve as a fire safety reminder.
 
Large breeds are once again becoming more popular across the country.
3/5/2013
Large breeds make a comeback
Seven of the 10 most-registered dogs in America last year were 60 pounds and over.
 
Thousands of Iowans will receive free smoke alarms from a firefighter organization.
3/1/2013
Smoke alarm project receives new funding
Nearly 12,000 Iowans will be the recipients of a fire alarm thanks to a distribution program furnished by area fire fighters.
 
Wildfires are projected to be prevalent in certain areas of the country in 2013.
2/25/2013
IIBHS: Prepare for another active year for wildfires
The Insurance Institute for Business and Home Safety says 2013 could rival 2012 as a record-breaking year for wildfire losses.
 
The CPSC recalled more than a million pots and pans due to burn concerns.
2/15/2013
Fire hazard prompts cookware recall
The Consumer Product Safety Commission recently recalled 1.7 million pots and pans due to the potential for burns.
 
Though many homeowners may not realize, fires are prevalent in winter.
2/13/2013
USFA, NFPA team up to thwart winter blazes
U.S. fire officials launch a fire prevention program, warning consumers about the high prevalence of fires in the colder months.
 
Specific tools are recommended for DIY car repair enthusiasts to have.
1/21/2013
Must-have car repair tools for do-it-yourselfers
AutoMD.com provides drivers with suggestions of repair tools that are important to have on hand.
 
The risk of electrical fires typically increases when winter arrives.
1/17/2013
Electrical fires peak in December, but risk remains high
The United States Fire Administration reminds homeowners that as winter temperatures continue to dip, electrical fire danger rises.
 
IBHS experts noted they are working to combat the effects of hail.
1/7/2013
Researchers declare 'war on hail'
Experts from the Insurance Institute for Business and Home Safety explain what they've been doing to combat the effects of hail.
 
The Prius isn't a popular choice for thieves.
1/4/2013
Toyota Prius infrequent target of thieves
The National Insurance Crime Bureau says the Toyota Prius has an exceptionally low vehicle-theft rate.
 
Many of those traveling on New Year’s will drive.
12/28/2012
Poll: Most New Year's Day travelers will drive
A new survey shows that the high cost of airfare has impacted the way in which consumers will travel for the celebratory event.
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