Skip to content


FYI Archive

Text Size: - +

Preventing Injuries or Losses

Preventing Injuries or Losses
Winter will be here before you know it, so be sure your kids dress warmly headed into cold and flu season.
Bundle Up Your Kids With Cold And Flu Season Here
Keep sickness at bay this winter by dressing your kids appropriately when temperatures are below freezing.
National Preparedness Month serves as the ideal time to take the precautions necessary for emergency situations.
September Is National Preparedness Month
This year's theme focuses on four of the more damaging types of environmental hazards: Flooding wildfires, hurricanes and power outages.
Make sure your trip to the festival is a good experience with these safety tips.
4 Tips To Stay Safe And Well At The Summer Festival
The following are all key components to ensuring a festival outing isn't marred by an unpleasant experience.
Keyless entry hacking is the latest way in which thieves are attempting to gain access to passenger vehicles.
Car Hacking Bound To Happen More Frequently, Owners Say
Nearly 80% of car owners says car hacking will be more widespread within three years, according to a recent poll by Kelley Blue Book. 
More than 10,000 people per year die in accidents caused by a drunk driver.
Turning To Technology To Help End Drunk Driving
Alcohol-interlock systems and other technologies are the latest tools being deployed in the battle against driving under the influence.
Audible and vibrating alerts that smartphone users receive may be causing more people to drive distracted, according to a new study from Florida State University.
Cellphone Alerts Nearly As Distracting As Texting, Researchers Say
Researchers from Florida State University say that smartphone alerts may be driving motorists to distraction. 
Schools must ensure that students can be transported quickly when there's a crisis going on.
Report: States, Schools Falling Behind In Child Safety
The vast majority of safety recommendations made by Save The Children have not been fully met, according to a new progress report from the non-governmental organization.
A security alarm is a reliable way to ward off residential theft.
4 Effective Ways Of Deterring Home Theft
Summer is a peak time of year for robberies, mainly because people are away on vacation.
Keeping both hands on the wheel is another way to drive defensively.
Top 5 Rules Of Defensive Driving
Anticipating when an accident might happen is the most effective way to avoid being involved in one.
Approximately 80% of business owners fail PCI compliance assessment testing, a new report finds.
Broader Acceptance Of Alternative Payments Leaving Businesses Vulnerable
More businesses accept credit and other alternative forms of payment, but they're not shoring up their data defenses at the same time, a new poll suggests. 
Now's the time to prepare for the next big hurricane.
Calm Before The Storm Is Time To Prepare
The 2015 Atlantic hurricane season has been quiet, but it's times like these that make it ideal to prepare for storms that do strike.
National Night Out helps promote the development of neighborhood crime watches.
Helping Neighbors Come Together Through National Night Out
The first Tuesday in August celebrates how neighborhood support and joint interests can prevent property crime.
Nearly half of the United States has some form of red light camera in operation.
Hitting The Brakes For 'National Stop On Red Week'
Stretching from Aug. 2-8, the traffic safety campaign that aims to end red-light running.
Your workers should be drinking throughout the day in the summer months to stay hydrated and avoid the risk of heat-related illness.
How To Stay Hydrated When Temperatures Climb
The best way to counter the effects of dehydration is by drinking plenty of nourishing liquids.
More than 20% of structure fires in the U.S. each year are non-residential, according to estimates from the National Fire Protection Association.
5 Ways To Reduce Your Business' Exposure To Fire Risk
Approximately 1 in 5 structure fires per year affect small businesses, according to estimates from the National Fire Protection Association.
More than 11,000 people have been injured in the past 10 years in distracted walking incidents, according to a new study.
Cellphone Overuse Causing More Walking Injuries
Distracted driving may be at epidemic proportions, but distracted walking is growing in frequency, according to a new report from the National Safety Council.
Reducing speed is one of the best ways motorcycle riders can stay safe on the road.
Motorcycle Deaths Down Once Again, New GHSA Report Says
Motorcycle deaths fell by 1.8% last year, the third time there's been a decline in the last 10 years, according to newly released estimates from the Governors Highway Safety Association. 
Tornadoes are arguably the most destructive weather force.
What To Do When A Tornado Strikes
Knowing what to do in the event of a tornado can protect you from harm when Mother Nature rears its ugly head in the form of a twister.
Alcohol ignition interlocks work by preventing drivers from starting their cars if their blood alcohol content is above the legal limit.
Ignition Interlock Technology Could Spare 59,000 Lives Annually, Study Finds
A new study out of the University of Michigan estimates that 59,000 people could be saved through greater alcohol ignition interlock device use.
Never keep valuable items in plain sight when parking your car.
How Motorists Can Keep Their Privacy Intact
More than $1.2 billion worth of personal items are stolen from cars annually, according to the National Insurance Crime Bureau.
Most workers will be taking some much needed time off for Memorial Day, one of the few holidays that come with pay.
Most Workers Getting Paid Time Off To Observe National Holiday
Most business owners will be giving their workers paid time off for Fourth of July celebrations, a new poll from Bloomberg shows. 
Flying golf balls are among the accidents that lead to injuries on the golf course.
Fore! How Golfing Injuries Can Put Your Business 'Off Course'
More than 40,000 people each year in the United States are admitted to the hospital for golf-related injuries.
Don't think insulation is important during the summer? Think again.
Why Insulation Is So Important In The Summer
If your home isn't properly insulated during the warm weather season, expect to spend more on your utility bill over the summer. 
Beware of heat exhaustion this summer when temperatures climb and you're active outdoors.
Heat Exhaustion: What It Is And How To Treat It
Rapid heartbeat, dizziness and shallow breathing are classic symptoms of heat exhaustion and can lead to heat stroke, which is deadly.
These office safety tips can help ensure no one goes on the disabled list when moving supplies to the new address.
Safety Tips For Moving Your Business
These injury-preventive moving recommendations can help ensure that your workers avoid being hurt in the relocation process.
Learning how to swim can make the summer more fun and safe.
More Than Half Of Teens Don't Know Swimming Fundamentals
Over 50% of teenagers aren't able to perform basic swim strokes, according to the American Red Cross.
Wearable technology is no longer the province of consumers, but of employers as well.
Wearable Technology In The Workplace: A Concern For Employers?
When wearable technology is misused, it can lead to liability risks for business owners.
Only half of households have prepared an emergency kit, according to a recent government study.
Only Half of U.S. Households Have Emergency Kit, Poll Finds
Just 51% of families in the country have supplies readily at hand when there is an urgent situation, according to a new poll conducted by the Census Bureau and the U.S. Department of Housing and Urban Development
How To Keep Your Crew Cool In The Summer Heat
The best words of advice for your crew this summer is to take it easy.
Have a great Memorial Day weekend with these grilling safety reminders.
How To Grill Safely This Memorial Day
Thousands of grilling fires happen each year in the United States, virtually all of which are preventable.
The Golden and Labrador Retrievers are two of the more popular dog breeds in America.
May Is Dog Bite Prevention Month
More than one-third of all homeowners insurance claims are dog bite-related, according to the Insurance Information Institute.
Pollen in the air may be inescapable, but you can lessen the effects of allergies by reducing your exposure to cigarette smoke.
Smoking Makes Allergies Worse - Allergy Awareness Month
Cigarette smoke worsens allergy symptoms, which is why May is as good a time as ever to finally kick the habit.
Over 61,000 bridges across the nation require significant repair work due to structural deficiencies, a new report argues.
US Roads, Bridges In Dire Need Of Repair, Report Suggests
More than 61,000 of the nation's bridges are considered 'structurally deficient,' according to a new estimate from the American Road & Transportation Builders Association.
You should aim to clean out your gutters four times a year.
Spring Cleaning Your Home's Gutters
If you have a gutter system, you'll want to make sure that they're cleaned out this spring.
Children are involved in 17% of pedestrian fatalities.
GHSA Releases Sobering Stats On Pedestrian Fatalities
Over 2,000 pedestrians were killed in the U.S. between January and June 2014, according to the Governors Highway Safety Association.
Roof damage is not one of those maintenance issues that can be put off to another time.
Roof Damaged? Don't Wait To Have It Fixed
If your roof needs to be repaired, procrastinating will only make things worse.
By being proactive, you as a business owner can prevent workplace injuries.
Basic Tips On How To Avoid Workplace Injuries
Being proactive about safety at the job site can help business owners avoid absenteeism and injury.
At least 10,000 people die every year due to drunk driving, a toll safety officials say is far too high.
US Winning Drunk Driving Battle, But War Rages On
Driver intoxication has fallen in frequency, but at least 10,000 people still die from it every year.
Get your lawn ready for the warm weather season with these mowing recommendations.
Lawn Care Tips for Spring Mowing
April showers are sure to bring May flowers, not to mention growing grass that you'll be needing to cut.
If it's been a year since you've replaced your alarms' batteries, switch them out when you turn the clocks ahead an hour this weekend.
Check Your Alarms When Changing The Clocks
Make it a tradition to check your home's fire and carbon monoxide alarms whenever the clocks 'spring forward.'
Between 45 and 50 million vehicles on the roads has an unfixed safety recall, according to a new report from Carfax.
Report: 46 Million Vehicles On The Nation's Roads With Unfixed Recall
A new study from vehicle history report company Carfax suggests 1 in 5 motorists is driving a car with a recall that hasn't been addressed.
After looking at collision claims occurring within the zip codes of the NFL's 32 teams, HLDI analysts found that the rate of claims tended to be higher on days in which the home team lost or tied than when it won.
Auto Claim Rates 'Spike' on Days When Home NFL Team Loses, Study Finds
A new report indicates that collision claims stemming from accidents around NFL stadiums tend to be more frequent when the home team loses than when it wins, according to the latest findings from the Highway Loss Data Institute.
As a business owner, you want everything to go just as it's planned without any problems. But with the nature of life being what it is, mistakes are often made.
What is Professional Liability Coverage?
When your company is negligent for an incident that causes harm, professional liability insurance can cover your losses.
Approximately 3 million nonfatal workplace injuries and illnesses took place across the country in 2013, according to the U.S. Department of Labor.
3 Workplace Tips to Prevent Injury During the Winter
The cold and slippery conditions that are part and parcel of the winter season can increase the risk of injury and illness.
Though there are a lot of advantages to owning a small business - like being able to set your own hours - few entrepreneurs are taking time out for themselves.
Poll: Business Owners Say They Rarely Vacation
Approximately 60% of small business owners say they take just five days off per year, according to an OnDeck survey.
Liability is the main portion of an auto insurance plan that covers what repairs may be in order after an accident that you're responsible for.
What is Vehicle Liability Insurance?
The liability portion of auto insurance provides you with coverage after an accident that you may have caused.
Last year alone, over 119,000 Americans required medical treatment after sustaining an injury while removing snow, according to the U.S. Consumer Product Safety Commission.
How to Remove Snow the Right Way
More than 119,000 Americans were injuries last year during snow removal activities, according to the U.S. Consumer Product Safety Commission.
 Based on a new survey, many workers are engaging in file-sharing practices that put their employers at risk of data theft or liability.
Employees Admit to 'Frequent' Risky File-sharing Behavior
More than 60% of workers say they've shared documents with someone they weren't supposed to.
In the U.S. alone, retail theft - colloquially known as "shrink," which comprises shoplifting, employee or supplier fraud as well as administrative errors - cost businesses approximately $42 billion last year, according to newly released statistics from Checkpoint Systems.
Employee Theft Cuts into Business Owners' Profits
More than 40% of retail crime is attributable to employees stealing, according to new data from Checkpoint Systems.
When hosting a party with loved ones, it's very important to ensure that everyone who comes is safe so that everyone gets through the night with their well-being fully intact.
3 Safety Tips Every New Year's Party Host Should Heed
The following tips are some of the ways you can avoid liability and a potential homeowners insurance claim when hosting a gathering to celebrate the new year. 
A new study reveals that sunny days have significant accident potential.
Study: Near-Collision Risk Doubles When Skies Are Clear
New analysis finds that the actions motorists take when the weather is nice out increase the chances of an accident.
With one-third of Americans intending to hit the road for the holiday, inclement weather could make for a treacherous ride.
Few Motorists Prepared for Snow-Covered Holiday, New Poll Finds
Just 1 in 4 drivers has or will equip their vehicle with winter tires this year, according to a survey by Bridgestone Americas.
The National Institute on Alcohol Abuse and Alcoholism is cautioning parents not to let too much of the semester pass by without talking to their sons or daughters about the dangers of drinking to excess, particularly when it's combined with getting behind the wheel of a car.
Discussing College Drinking
The National Institute on Alcohol Abuse and Alcoholism advises parents to talk to their college kids about the dangers of alcohol.
There are thousands of independent agents who may work on behalf of insurers, but are really there to represent consumers so that they can get the best deal for themselves and their loved ones.
Benefits of Working with an Independent Agent
Consumers come to find the advantages of dealing with an independent agent almost immediately.
According to polling data from the Insurance Information Institute, roughly 95% of all mortgage owners have homeowners insurance.
Why It Pays To Be Consultative Before Buying Insurance
Because insurance is an investment that can wind up saving consumers thousands of dollars, it stand to reason that individuals be consultative in their approach.
In an effort to get more individuals to come to a complete stop when they're approaching an intersection, a number of towns and cities have turned to red-light cameras.
NCSR: Red-Light Cameras Resulting in Fewer Moving Violations
The National Coalition for Safer Roads says close to 90% of people cited for running a red light last year weren't fined for doing it again.
Despite greater awareness about Internet security and cyber attacks, hundreds of millions of consumers were affected by some form of identity theft through the first six months of 2014, according to a new report.
Nearly Half-Billion Customer Records Breached in 2014 - So Far, Report Finds
Approximately 375 million customers worldwide were affected by data theft through this year's first half, according to recent analysis.
Virtually every state in the country has some type of distracted driving law in place, largely because the safety hazards of the practice are so serious.
Study Says Primary Enforcement is Best for Texting and Driving Bans
New research from the University of Alabama-Birmingham found the greatest reductions in highway fatalities due to distracted driving were among states that make it a primary offense.
There's a whole host of good reasons for never getting behind the wheel after having an alcoholic drink, not the least of which is putting your and other lives in danger.
How DUI Accidents Affect Auto Insurance
Residents of Sacramento, Calif. see the most significant jump in premiums after fatal DUI crashes, according to a new analysis.
For the past 90 years, the National Fire Protection Association has sponsored the seven-day awareness period, which takes place between Oct. 5 and 11.
Fire Prevention Week Focuses on Smoke Detector Maintenance
Close to two-thirds of the deaths resulting from a structure fire are those where an alarm wasn't present or inoperable, according to the National Fire Protection Association.
Three Ford models are among the most-stolen SUVs in the country
NICB: High Number of SUVs, CUVs Stolen in Recent Years
Three of the five most-stolen sports utility vehicles in the past three years are Ford models.
After a year's that's been replete with automotive recalls due to safety issues, a surprising new study reveals that safety takes a backseat to price when it comes to the factors that consumers consider before purchasing a new vehicle.
Poll: Consumers Value Price Over Safety
More car buyers say the affordability of a vehicle has a bigger influence on their decision to purchase a vehicle than safety history, according to YouGov.
A CDC poll says that 1 in 4 women are affected by sexual abuse in their lifetime.
How to Protect Yourself from Sexual Assault
With the 2014-15 school season underway, these recommendations can help protect college-aged women from unwanted sex acts.
According to the National Weather Service, there's an 80% chance that El Nino will occur during either the fall or winter.
Will Fall Bring an Active or Quiet Season for Storms?
If 2014 is a repeat of 2013, it could be another quiet autumn on tap.
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
Americans Want More Rigorous Penalties from Texting and Driving
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
If you plan on hosting a pool party, it's important to be aware of the potential issues that may come up if someone is seriously hurt.
End-of-Season Pool Party Planned? Make Safety a Priority
The Insurance Information Institute reminds homeowners about the insurance implications resulting from pool-related accidents.
Texting while driving is not only dangerous, it's infuriating to other drivers, according to a new study.
Texters Most Anger-Inducing Drivers, Americans Say
A new survey from Expedia says that motorists find texting while driving to be the most infuriating behavior to observe.
As the summer weather creeps in, be sure to check to see if your headlights' output is affected by the heat and humidity.
Summer Weather can Reduce Output of Headlights
Lighting experts say that drivers should be particularly mindful of their vehicle's headlights when temperatures are hot and humid.
A new report has confirmed that Honda's Civic and Accord auto models are the most stolen car in the country.
Most Frequently Stolen Vehicle of 2013
The Civic and Accord, both made by Honda, were the most frequently stolen and recovered car models last year, according to LoJack.
Many Americans think hands-free devices are safer to use behind the wheel then they really may be.
Do Hands-Free Devices Make Driving Safer?
A new National Safety Council survey reveals how many people are under the wrong impression about hands-free technology.
Fire damages costs have been rising for more than 30 years, according to a new report from the NFPA.
NFPA: Fire Damage Expenses Up Significantly Since 1980
The National Fire Protection Association says the total cost of fires in the U.S. has increased by 34% in the past three decades.
Americans may not have a very clear idea of what leads to a mandatory evacuation.
Determining Factors in a Hurricane Evacuation
8 in 10 Americans incorrectly believe that evacuation boundaries are affected by hurricane category, according to a FLASH survey.
A new report has found that smartphone theft is a growing concern around the country.
Smartphone Theft On The Rise
Consumer Reports says 3.1 million smartphones were stolen last year, twice the rate of 2012.
The American Kennel Club is reminding the country to keep pet fire safety in mind.
Keep your pet protected this 'Pet Fire Safety Day'
Approximately a half-million pets are affected by a fire in the home each year, according to the American Kennel Club.
In a test asking respondents some basic questions about rental laws, roughly 47% of tenants and approximately half of landlords, on average, answered the queries incorrectly.
Poll: Rental laws still unclear
Approximately two-thirds of renters erroneously believe that their landlord can end a leasing agreement prematurely for family-related reasons, according to Zillow.
As car theft season draws closer, NHTSA is warning all vehicle owners to take caution.
Peak Season for Vehicle Theft
Peak season for cars being stolen is July and August, according to the National Highway Traffic Safety Administration.
If new forecasts are correct, 2014 won't be a disastrous year when it comes to hurricanes.
2014 Hurricane Forecast Predictions
Colorado State University climatologists say 2014 could be a repeat of 2013, when hurricanes were few and far between.
This Independence Day, make safety a priority.
How to have an accident-free Fourth of July
Most fireworks injuries that occur each year happen around the Independence Day holiday, according to the Consumer Product Safety Commission.
The National Weather Service is reminding everyone about storm safety during Lightning Awareness Week.
NWS: 'When thunder roars, go indoors'
June 22-28 is National Lightning Awareness Week, led by the National Weather Service.
As summer arrives, experts are warning the public to take swimming safety seriously.
Swimming Pool Safety Tips
The U.S. Consumer Product Safety Commission offers tips on how to help ensure the pool is an accident-free zone in 2014.
One of the most common causes of accidents that lead to auto insurance claims stem from distracted driving.
Most motorists sing while driving
Singing aloud is something that more than half of Americans admit to doing on the road, according to a DMEautomotive poll.
Restaurant sales dipped marginally in 2013 as competing in the industry becomes more challenging.
Restaurant sales ease in 2013
A new study finds that overall restaurant sales slowed last year, although not by much.
Back to Top

Find a Local Agent