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Insurance for Your Aging Services Organization

The demands of the aging services market are expanding. You should have an insurance portfolio that can grow with your organization. Selective offers broad and flexible coverage options to address the needs of different types of aging services providers, from paratransit and meal delivery to adult day care. Plus, Selective's value-added Safety Management services, such as driver and fleet safety, emergency preparedness programs and more, can help you reduce your risks without adding to your insurance costs.

Types of Aging Services Organizations We Insure

  • Senior centers
  • Adult day care
  • In-home companion programs
  • Non-profit social service agencies providing services for seniors (meal delivery, advocacy, etc.)
  • Local commissions on aging
  • Paratransit services
  • Hospice organizations

Coverage Highlights

Competitive Advantages

  • Volunteers as insureds
  • Loss of income coverage (actual loss sustained) – 12 months
  • Medical payments for non-profit members
  • Healthcare liability, including employees, volunteers and students-in-training for acts within the scope of their duties
  • Property of others, including consumers
  • Physical damage coverage to volunteers' and employees' autos

For more information about Selective's coverages, click here.

Optional Coverage Tailored for Aging Services Organizations

  • Abuse or molestation
  • Bonds
  • Commercial umbrella
  • Crisis response
  • Cyber liability
  • Flood and earthquake
  • Inland marine including builders risk
  • Key employee replacement expense
  • Management liability

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Best practices assessment/gap analysis
  • Driver and fleet safety programs
  • Access to employee background screening reports at a discounted rate through Intellicorp®
  • Access to online training resources for safety orientation, sexual harassment, defensive driving, accident reporting, disaster planning, first-aid and medical emergencies and more.
  • Thermographic infrared testing

For more information about Selective’s Safety Management services, visit the Safety Management Resources section.

Please contact your Selective agent for more information about our products and services for Aging Services Organizations.