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Insurance For Your Commercial Property

Your property is built on a solid foundation. Shouldn’t that foundation include the peace of mind that comes from knowing you have the right insurance protection? Designed by experts, Selective's insurance for commercial properties provides broad protection at competitive prices…along with specialty coverages tailored to your needs. With Selective, you can be certain your insurance needs are on solid ground.

Types of Commercial Properties We Insure

  • Office buildings
  • Retail buildings
  • Shopping centers
  • Strip malls
  • Manufacturer buildings
  • Wholesaler buildings

Coverage Highlights

Liability Insurance Advantages

  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost
  • Hired and non-owned automobile liability

Property Insurance Advantages

  • Newly acquired property
  • Blanket additional coverage for accounts receivable, business computers, temperature change and valuable papers
  • Business Income for anchor store/dependent properties
  • Utility services
  • Glass
  • Electrical or mechanical breakdown
  • Water back-up from sewers and drains
  • Fine arts
  • Money and securities
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured – broad form vendors coverage
  • Fire/Water legal liability
  • Ordinance or law
  • Business personal property
  • Employee dishonesty, including ERISA

For more information about Selective's coverages, click here.

Optional Coverage Tailored for Commercial Properties

  • Business income – actual loss sustained
  • Commercial automobile
  • Commercial umbrella
  • Higher deductibles
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Commercial Properties.