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Selective Flood Agents

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Insurance for Your Hotel

Sleep well…Selective’s hotel insurance protection is tailored to the varied and unique demands of your business. It includes coverage for your property – both inside and out, and liability protection for your guests and employees. There are even options for coverages like Reservation and Wake-up Service Liability.

With Selective, you’ll have no reservations about your insurance program.

Types of Hotels We Insure

  • Professionally managed resort hotels
  • Professionally managed business traveler hotels

Coverage Highlights

Property Insurance Advantages

  • Guests’ property on premises (including safe deposit box)
  • Accounts receivable, which provides coverage if your records are destroyed and you are unable to collect payment
  • Credit card slips
  • Accidental discharge of automatic cooking protection systems
  • Valuable papers and records, which will pay you the cost to reproduce papers or records that are damaged or destroyed
  • Outdoor signs, fences and landscaping
  • Ordinance or law, which includes protection for your undamaged building, increased construction costs and demolition costs
  • Spoilage of refrigerated property in the event of a power failure
  • Extra expense insurance to help cover costs over and above normal expenses, if you’re forced to rent additional equipment or space to restart or continue your operations, as a result of an insured loss
  • Equipment breakdown should an electrical or mechanical breakdown result in property damage
  • Computers and media

Liability Insurance Advantages

  • Bodily injury and property damage to help cover claims arising from your business operations
  • Personal injury protection against claims from libel, slander, invasion of privacy and false arrest
  • Advertising injury liability, which helps protect you against claims that could arise from your advertising program
  • Contractual liability for oral or written contracts in which you become involved
  • Medical payments to help cover payments arising from injuries to others that occur on your business premises, or as a result of your business operations

For more information about Selective's coverages, click here.

Optional Coverages Tailored for Hotels

  • Business income – actual loss sustained
  • Commercial automobile
  • Commercial umbrella
  • Crime
  • Crisis
  • Cyber liability
  • Fidelity bonds
  • Liquor liability
  • Reservation and wake-up service liability

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Hotels