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Insurance for Your Private School

A…the perfect grade. Selective’s been rated “A” (Excellent) or better by A.M. Best since 1930. And, when it comes to understanding the insurance needs of private schools, we’ve certainly done our homework. We offer broad property protection and liability coverage that extends to school nurses and athletic trainers. We also offer School Board Legal Liability coverage. Our Safety Management Specialists get straight A’s in safety training, automatic sprinkler system assessments and thermographic testing of buildings and equipment. Don’t learn the hard way that you don’t have the right insurance protection.

Types of Private Schools We Insure

  • Charter schools
  • Faith based schools
  • Montessori schools
  • Private academies
  • Trade schools
  • Private elementary schools
  • Private secondary day schools

Coverage Highlights

Property Insurance Advantages

  • Bleachers, ticket booths and refreshment stands
  • Broadened water
  • Communication equipment, computers and media
  • Disappearing deductible
  • Extra expense
  • Loss of income – planned events (actual loss sustained)
  • Money, securities and stamps
  • Outdoor fences, signs, trees, shrubs and plants
  • Personal property of teachers and others
  • Portable classrooms
  • Property off-premises
  • Refrigerated property
  • Equipment breakdown
  • Tuition and fees
  • Violent event extra expense

General Liability Insurance Advantages

  • Blanket additional insured coverage
  • Coverage for school nurses and athletic trainers
  • Limits applicable on a per location basis
  • PTAs and booster clubs included as additional insured
  • Volunteers and temporary workers included as insured

Commercial Automobile Insurance Advantages

  • Additional transportation expense
  • Coverage for employees using non-owned, hired or borrowed autos
  • Hired car physical damage
  • Physical damage to vehicle of employees or volunteers

For more information about Selective's coverages, click here.

Optional Coverages

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Abuse or molestation
  • Bonds crisis response
  • Commercial umbrella
  • Corporal punishment
  • Employee benefits liability
  • Flood and earthquake
  • GreenPac®
  • Guaranteed replacement cost for your building or business personal property
  • Inland marine (sports equipment, musical instruments, audio/visual equipment and builder’s risk)
  • Law enforcement professional liability
  • Private school multi-line participating dividend plan
  • School board legal liability
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Access to employee background screening reports at a discounted rate through IntelliCorp®
  • Assistance with developing policy and procedure manuals, including screening guidelines for employees and volunteers working with children
  • Best practices assessment/gap analysis
  • Building valuation
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

For more information about Selective's Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Private Schools.