As the list below shows, Selective's program for professional offices offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.
Property
- Blanket additional coverage for accounts receivable, business computer, temperature change and valuable papers
- Business income - actual loss sustained
- Business income - includes loss of billable hours
- MerchantsPro® PowerPac for electrical or mechanical breakdown
- Money and securities
- Water back-up from sewers and drains
- Fine arts coverage
- Outdoor signs and fences
- Outdoor trees, shrubs and plants
- Blanket additional insured and broad form vendors coverage
- Fire/water legal liability coverage
- Ordinance or law coverage
- Employee dishonesty coverage including ERISA
- Employee benefits liability
- Hired and non-owned automobile liability
- Earthquake coverage (zone 7.49 or lower)
- Property off-premises
- Damage to premises rented to the insured
Liability
- Broad named insureds
- Newly formed/acquired entities
- Realty tax, additional costs/soft cost coverage
- Hired and non-owned automobile liability
To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:
- Animal Bailee coverage insures against loss of animals in the care, custody or control of a veterinarian
- Commercial automobile
- Veterinarian professional liability coverage to help protect against legal liability from rendering veterinarian services.
- Commercial umbrella liability
- Increased limits for damage to premises rented to you
- Opticians professional liability
- Workers compensation
When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.
- Best practices assessment/gap analysis
- Contractual liability consultation
- Customized workers compensation cost containment
- Driver and fleet safety programs
- Exposure reduction consultations
- OSHA 30-hour training
- Premises liability reviews
- Regulatory guidance
- Safety assessment and benchmarking tools
- Sprinkler system evaluation and analysis
- Supervisor accountability programs
- Thermographic infrared surveys
For more information about Selective's Safety Management services, click here.