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Types of Businesses We Insure
Professional Offices

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Types of Professional Offices We Insure

  • Accountants
  • Architects
  • Attorneys
  • Dentists
  • Engineers
  • Financial planners
  • Insurance agents
  • Law offices
  • Medical offices
  • Opticians
  • Real estate agencies
  • Travel agencies
  • Tax preparers
  • Veterinarians

As a Busy Professional, You Don’t Have Time to Worry about Insurance.

That's why you need Selective. We offer an uncomplicated and flexible program for professionals like you. Our program includes broad property and liability coverage and with many extra coverages at no additional cost. You can tailor the program to your specific needs by choosing from three levels of coverage. Then, select the optional coverages you want… add in your deductible and payment options and…you’re done. Simple. And, of course, all our policies are backed by our Safety Management and Claims professionals. So call a Selective agent today, stop worrying about insurance, and concentrate at your business at hand.

As the list below shows, Selective's program for professional offices offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

    Property
  • Blanket additional coverage for accounts receivable, business computer, temperature change and valuable papers
  • Business income - actual loss sustained
  • Business income - includes loss of billable hours
  • MerchantsPro® PowerPac for electrical or mechanical breakdown
  • Money and securities
  • Water back-up from sewers and drains
  • Fine arts coverage
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured and broad form vendors coverage
  • Fire/water legal liability coverage
  • Ordinance or law coverage
  • Employee dishonesty coverage including ERISA
  • Employee benefits liability
  • Hired and non-owned automobile liability
  • Earthquake coverage (zone 7.49 or lower)
  • Property off-premises
  • Damage to premises rented to the insured
    Liability
  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost coverage
  • Hired and non-owned automobile liability

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Animal Bailee coverage insures against loss of animals in the care, custody or control of a veterinarian
  • Commercial automobile
  • Veterinarian professional liability coverage to help protect against legal liability from rendering veterinarian services.
  • Commercial umbrella liability
  • Increased limits for damage to premises rented to you
  • Opticians professional liability
  • Workers compensation

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

 

For more information about Selective's Safety Management services, click here.

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