Selective Workers Compensation

Earn More with Rewarding Commissions

Our commission structure makes writing Workers Compensation a meaningful way to grow your book while delivering real value to customers.

• 20% commission on the first $25K in premium for preferred classes
• Round out accounts by pairing Workers Compensation with other core lines to strengthen customer relationships and drive retention
• Selective commercial package policies written with WC policies have a retention ratio three percentage points higher than CPP policies written without WC¹

A Preferred Appetite Built for Stability

Selective’s preferred Workers Compensation appetite is centered on fixed-location businesses, where risks tend to be lower and claim outcomes more predictable. This allows us to deliver improved pricing and long-term stability.

Preferred classes include:

• Retail shops
• Offices
• Service businesses
• Wholesalers

With 270+ preferred classes eligible for monoline issuance, you can capture Workers Compensation opportunities even when other lines aren’t in play—helping you win more accounts and deepen customer relationships.

Workers Compensation Success Made Simple

A Unique Claims Experience 

Selective’s specialized Workers Compensation claims model is one of our strongest differentiators—and a key reason agencies trust us with their Workers Compensation business. Our proactive, high-touch claims experience helps control loss costs, improve outcomes, and deliver the kind of service your customers will remember.

Our approach includes:

Upfront Investigation

Every claim begins with comprehensive upfront investigation and early coordination, helping ensure claims are set up accurately and managed efficiently from the start. 

Coordinated Medical Involvement

Medical professionals are engaged early in the process to help guide appropriate treatment and recovery, reducing delays and supporting informed decision‑making throughout the claim.

Return to Work Focus

Selective’s Early Return to Work (ERTW) Program offers temporary modified duty accommodations that help injured employees transition back to work safely—supporting recovery while minimizing disruption for employers.

Specialized units focused on cost control and recovery:

• Strategic Case Management provides focused nurse led support for more complex claims, including help managing underlying health conditions that may affect recovery. 
• Pharmacy & Narcotic Management helps ensure safe, effective medication use while supporting cost control and coordinated care.