SMALL BUSINESS INSURANCE

You’ve invested a lot in your small business. That’s why we offer customizable insurance solutions that help you protect your company and support its growth.

SMALL BUSINESS INSURANCE
FIT FOR YOU

At Selective, our insurance experts develop coverage solutions designed to help you manage your small business's unique risks.

Policyholders also enjoy complimentary risk-reducing perks like cybersecurity training, risk management resources, and more – all a part of what it means to Be Uniquely Insured®.

Find the best small business insurance solution for you by speaking with an independent agent.

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WHY CHOOSE SELECTIVE INSURANCE FOR SMALL BUSINESS OWNERS?

Your local independent agent can help you protect your small business with the right insurance.

Partner with an Independent Insurance Agent to Get the Right Insurance for Your Needs

The convenient MySelective mobile app makes it easy for small business owners to manage their policies 24/7

Manage Your Policy 24/7 with the Convenient MySelective Mobile App

Small business owners can enjoy some extra peace of mind knowing that our exceptional customer service and claims team are standing by.

Exceptional Support from Our Customer Service and Claims Teams

TYPES OF SMALL BUSINESSES WE INSURE

We get it. You want a partner who understands where your small business is coming from—your industry, risks, and goals. Working with our network of local independent agencies, we tailor insurance policies for more than 400 industry types, including:

Don’t see your small business’s industry listed? Contact your local independent agent to discuss your coverage options and to get a small business insurance quote.

ESSENTIAL SMALL BUSINESS INSURANCE COVERAGES

Your small business has unique products, services, risks, and coverage needs. That’s why we offer specialized insurance solutions to help you protect your small business from a wide variety of risks and exposures.

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General Liability Insurance

Protect your business from covered damages caused by bodily injury or property damage.

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Commercial Property Insurance

Whether you own or lease, help protect your property and business inventory from covered losses.

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Commercial Auto Insurance

Provides protection from liability arising from covered accidents that occur while you or your staff use company-owned cars for business

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Cyber Liability Insurance

Offers comprehensive protections to address your exposures after a cybercrime.

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Commercial Flood Insurance

Helps protect against the financial impact of covered flood damage to a physical building or structure and loss of the contents within.

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Workers Compensation Insurance

Protects employees who are injured or become ill while on the job.

"I've been doing business with Selective for a while and have been very satisfied with the level of service. I feel like they are part of my company's team."

Commercial Insurance Customer

SMALL BUSINESS INSURANCE EXPERTS ARE NEAR YOU

Discover where we offer small business insurance solutions by hovering over “Commercial Insurance” or clicking on your state.

Selective offers comprehensive small business insurance solutions.

COMPREHENSIVE INSURANCE FOR YOUR BUSINESS

Selective offers optional coverage enhancements to help you further protect your small business.

Click here to Talk to an Agent About Protecting My Organization about COMPREHENSIVE INSURANCE FOR YOUR BUSINESS

Small business owners will discover insurance tips and inspiration on Selective's Uniquely Small Biz Podcast

SMALL BUSINESS STORIES THAT INSPIRE

Bakeries. Law firms. Landscapers. On Selective’s Uniquely Small Biz podcast, small business owners share their insights, motivations, and challenges with fellow entrepreneurs.

Click here to Start Listening about SMALL BUSINESS STORIES THAT INSPIRE

VALUE-ADDED SERVICES FOR SMALL BUSINESS INSURANCE POLICYHOLDERS

Selective offers a wide range of valuable services that can help you reduce risk at no additional cost. These include, but are not limited to:

Risk Management offers direct guidance and complimentary digital resources to help you manage your business’s risks.
Nurse Triage 24 (NT24) helps manage workers compensation claims by connecting injured employees with registered nurses who can advise on appropriate treatment options.
TuMeke Ergonomics helps you identify and correct risky worker behaviors to reduce injuries and related worker's compensation claims.

YOUR PASSION. OUR PURPOSE.

FAST AND EASY CLAIMS REPORTING

If an accident or loss happens, Selective makes it easy for small business owners to file a claim online 24/7 or through the MySelective mobile app.

When you submit a claim, large or small, our claims experts will answer your questions and work with you throughout the process so you can get back to business.

To report complex claims, call 866-455-9969

Click here to Report a Claim about FAST AND EASY CLAIMS REPORTING

FREQUENTLY ASKED QUESTIONS ABOUT SMALL BUSINESS INSURANCE

Can One Insurance Policy Cover Multiple Business Locations?

In this case, there are no one-size-fits-all solutions, but there is one that fits you. Whether you need one policy or multiple policies depends on the type of business you run and how it is structured. A local independent agent can review your business and craft a personalized solution for all your locations.

How to get insurance for a small business that is tailored to business needs?

Working with a local agent will help you get unique coverage that fits your business needs. Your agent will work with you directly to assess your business and advise you about your current and future risks. Then they'll craft a policy that fits your needs, budget, and business plans. Simply put, independent agents are committed to helping you find the best insurance solutions.