Underwriters are responsible for appraising and evaluating insurance applications, and determining whether to accept, modify, or decline a risk. Functions for this job family may include reviewing and taking action on reinstatements and/or changes to existing policies and researching and/or recommending modifications to selection rules and/or pricing activities. Positions may engage in specialized underwriting activities. This job family also includes premium audit, large accounts and strategic business unit (SBU) segment management.