This website is not an advertisement to sell products in those states in which Selective is not qualified to do business or has not secured the necessary licenses to do business. The Selective insurer subsidiary companies included in this website and their licensure are as follows:
||State of Domicile
|Selective Insurance Company of America ("SICA")
||AL, AK, AR, CA, CT, DE, DC, GA, HI, IL, IN, IA, KS, KY, MD, MA, MI, MN, MS, MO, MT, NE, NV, NJ, NY, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, VA, WA, WV, WI, WY
|Selective Insurance Company of New England ("SICNE")
||ME, NH, NJ
|Selective Insurance Company of New York ("SICNY")
||AZ, CO, ID, ME, MA, MI, NJ, NM, NY, PA, SC, UT, VT
|Selective Insurance Company of South Carolina ("SICSC")
||AL, CT, DE, GA, IL, IN, IA, KY, MD, MA, MI, MN, MS, MO, NJ, NY, NC, OH, PA, RI, SC, SD, TN, VA, WV, WI
|Selective Insurance Company of the Southeast ("SICSE")
||AL, CT, DE, DC, FL, GA, IL, IN, IA, KY, LA, MD, MA, MI, MN, MS, MO, NJ, NY, NC, OH, OK, PA, RI, SC, SD, TN, TX, VA, WV, WI
|Selective Way Insurance Company ("SWIC")
||DE, DC, GA, MD, MI, NJ, NY, PA, SC, VA
|Selective Auto Insurance Company of New Jersey ("SAICNJ")
|Mesa Underwriters Specialty Insurance Company ("MUSIC")
||All 50 states and the District of Columbia
|Selective Casualty Insurance Company ("SCIC")
|Selective Fire and Casualty Insurance Company ("SFCIC")
* Product licenses vary by jurisdiction: licensure in a jurisdiction as shown above is for at least one line of business but does not represent licensure for all insurance lines.
PRODUCT DESCRIPTIONS; AVAILABILITY
Product or services descriptions herein are summaries only and not solicitations to buy or offers to sell insurance. Please refer to the actual policies for complete details of coverage, exclusions and limitations. Policy issuance is subject to underwriting approval. Price and availability of information is subject to change without notice. Coverage availability varies by jurisdiction and may not be available in all jurisdictions. Selective neither represents nor warrants that any of its products or services are suitable or appropriate for, or are available in any location.
USE OF MATERIAL & TRADEMARKS
Selective owns and operates the Selective Websites. Unless otherwise specified, all Material on the Selective Websites is Selective’s property and protected by United States copyright laws and throughout the world by applicable copyright laws and international treaties. Licensed and appointed Selective agents and brokers may reproduce and use the Materials to conduct authorized Selective business. You may use, view, print and/or download one copy of the Material from the Selective Websites on any single computer solely for your personal, informational, and non-commercial use, provided you keep intact all copyright and other proprietary notices. Subject to the foregoing, no Material published on the Selective Websites may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed, in whole or in part or by any form or means, without prior written permission from Selective. The use of Material on any other website or networked computer environment or for any other purpose is strictly prohibited and such unauthorized use may violate copyright, trademark, and other similar laws. Use of the Selective Websites' Material to create modified, derivative or other works, including, without limit, a “framed” version of the Selective Websites is also prohibited absent Selective’s advance written consent and prior review and approval of such other works.
Selective's registered trademarks and service marks include:
- CONTRACTOR EXPRESS
- HIGH TECH X HIGH TOUCH = HT2
- HUMAN RESOURCES ESSENTIALS
- MERCHANTSPRO PLUS
- MERCHANTSPRO PREMIER
- MERCHANTSPRO PRIMARY
- MUSIC (design)
- ONE & DONE
- RESPONSE IS EVERYTHING
- SELECT OPTION
- SAFETY MANAGEMENT - SOLUTIONS FOR A SAFER WORKPLACE
- SELECTIVE HUMAN RESOURCES ESSENTIALS
- SELECTIVE INSURANCE
- SELECTIVE RISK MANAGERS
- THE MORE YOU KNOW, THE MORE YOU BENEFIT
- THE SELECTIVE EDGE
- THE SELECTIVE INSURANCE GROUP FOUNDATION
Nothing contained on the Selective Websites should be construed as granting any license or right to use any trademark displayed on the Selective Websites. You are not authorized to use or reproduce any of Selective’s company names, trade names, trademarks, trade dress or logos in any way, including without limit marketing, press releases or links to the Selective Websites absent Selective’s advance written consent and prior review and approval of each such use.
All other trademarks, service marks, trade names and logos on the Selective Websites are the property of their respective owners. Selective neither represents nor warrants that your use of Materials (including without limit, trademarks) contained on the Selective Websites will not infringe intellectual property rights of third parties.
OWNERSHIP OF INFORMATION; SUBMISSIONS
Any information other than personal information you transmit or post on any area of the Selective Websites, including without limit e-mail comments, questions or suggestions will be: (i) treated as non-confidential and non-proprietary, (ii) may be used for any purpose, including without limit for product development and marketing, and (iii) will become Selective property immediately upon your submission or transmission.
THIRD PARTY LINKS
ACCEPTABLE USE POLICY
As a further condition of accessing restricted areas of the Selective Websites, you shall not:
- Post or transmit any unlawful, threatening, abusive, libelous, defamatory, racial, obscene, vulgar, pornographic, profane, or indecent information of any kind, including without limit transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national or international law;
- Post or transmit any comments containing harassing or offensive language, using sexual references or nicknames, racial slurs or rude or deliberately offensive comments or engage in disruptive activity online, including excessive use of scripts, sound waves, scrolling (repeating the same message over and over), or viruses, worms, Trojan horses or other code that has contaminating or destructive properties;
- Forge, falsify, delete or modify any TCP/IP packet header or e-mail sender identifying information or impersonate or ‘spoof’ any other individual or entity;
- Post or transmit any software or other material which violates or infringes the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right or derivative works without first obtaining permission from the owner; or
- Post or transmit any information, software, or other material for non-Selective authorized commercial purposes.
You are also prohibited from soliciting other users to join or contribute money to any online service or other organization, or advocate or attempt to get users to join in legal or illegal schemes.
The Digital Millennium Copyright Act. Selective reserves the right to terminate your access to the Selective Websites if it determines, in its sole and absolute discretion, that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless of whether the material or activity is ultimately determined to be infringing. Selective and its service providers accommodate and do not interfere with standard technical measures used by copyright owners to protect materials. Any claim of infringement pursuant to the Digital Millennium Copyright Act should be made to the following designated agent: email@example.com and include the following information:
- A physical or electronic signature of a person authorized to act on behalf of (i) the owner of an exclusive right that is allegedly infringed or (ii) the person defamed.
- Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
- Identification of the material claimed to be infringing or to be the subject of infringing activity, including information reasonably sufficient to permit us to locate the material.
- Information reasonably sufficient to permit us to contact you, such as your address, telephone number, and/or e-mail address.
- A statement of good faith belief that use of the material in the manner complained of is not authorized by the copyright or other proprietary right owner, its agent, or the law.
Children’s Online Privacy Protection Act (COPPA). Selective does not market its products and services to and the Selective Websites are not intended for use by children under thirteen (13) years of age. Selective does not knowingly gather, solicit or use data from children under thirteen (13) years of age. Your use of the Selective Websites constitutes your representation that you are not under thirteen (13) years of age.
WIRELESS DEVICES ACCESSING THE SELECTIVE WEBSITES
Your wireless carrier may charge a fee for use of the Selective Websites on a wireless device, including but not limited to fees associated with data transmissions while using the Selective Websites. These fees are not charged by Selective and you should contact your wireless carrier regarding any fees it may charge in connection with data transmissions while using the Selective Websites. Selective shall not be held responsible for and you will be solely responsible for any fees or charges assessed by your wireless carrier in connection with your use of the Selective Websites.
DISCLAIMERS; NO WARRANTY; LIMITATION ON LIABILITY
No Warranty. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE SELECTIVE WEBSITES AND ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS AND SERVICES PROVIDED VIA THE SELECTIVE WEBSITES, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. SELECTIVE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMIT, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, INTEGRATION, NON-INTERFERENCE WITH ENJOYMENT, AND SECURITY AND ACCURACY, AS WELL AS ALL WARRANTIES ARISING BY USAGE OF TRADE, COURSE OF DEALING OR COURSE OF PERFORMANCE. SELECTIVE MAKES NO WARRANTY, AND EXPRESSLY DISCLAIMS ANY OBLIGATION, THAT: (i) THE SELECTIVE WEBSITES WILL MEET YOUR REQUIREMENTS OR WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (ii) THE MATERIAL WILL BE UP-TO-DATE, COMPLETE, COMPREHENSIVE, ACCURATE OR APPLICABLE TO YOUR CIRCUMSTANCES; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SELECTIVE WEBSITES OR ANY SERVICES OFFERED THROUGH THE SELECTIVE WEBSITES WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SELECTIVE WEBSITES WILL MEET YOUR EXPECTATIONS; OR (v) THAT DEFECTS, IF ANY, WILL BE CORRECTED. THE INFORMATION ON THE SELECTIVE WEBSITES IS NOT INTENDED TO BE LEGAL, ACCOUNTING OR OTHER PROFESSIONAL ADVICE; FOR SUCH ADVICE CONSULT YOUR OWN LEGAL COUNSEL OR FINANCIAL PROFESSIONAL.
YOU UNDERSTAND AND AGREE THAT ANY CONTENT, MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED VIA THE SELECTIVE WEBSITES IS USED AT YOUR OWN RISK. SELECTIVE SHALL NOT BE LIABLE FOR AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY LOSSES OR DAMAGES WHATSOEVER ARISING FROM OR RELATING TO YOUR USE OF THE SELECTIVE WEBSITES, INCLUDING WITHOUT LIMIT, DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR DATA LOSS RESULTING FROM THE DOWNLOADING OF SUCH CONTENT, MATERIAL AND/OR DATA, AS WELL AS ALL DECISIONS MADE BY YOU BASED UPON SUCH DOWNLOADED INFORMATION.
YOU ACKNOWLEDGE AND AGREE THAT SELECTIVE MAY, IN ITS SOLE DISCRETION, TERMINATE YOUR ACCESS TO THE SELECTIVE WEBSITES AT ANY TIME, WITHOUT NOTICE, FOR ANY REASON.
Limitation of Liability. IN NO EVENT SHALL SELECTIVE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES INCLUDING, WITHOUT LIMIT, LOSS PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THE SELECTIVE WEBSITES OR ANY SELECTIVE PRODUCTS OR SERVICES, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION OR MATERIALS PRESENTED ON THE SELECTIVE WEBSITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, EVEN IF SELECTIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OR EXCLUSIONS OF LIABILITY IN SOME CIRCUMSTANCES. ACCORDINGLY, SOME OF THE FOREGOING LIMITATIONS MAY NOT APPLY TO YOU.
Forward-Looking Statements. Certain statements in this report, including information incorporated by reference, are “forward-looking statements” as that term is defined in the Private Securities Litigation Reform Act of 1995 (“PSLRA”). The PSLRA provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. These statements relate to our intentions, beliefs, projections, estimations or forecasts of future events or our future financial performance and involve known and unknown risks, uncertainties and other factors that may cause our or our industry's actual results, levels of activity, or performance to be materially different from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements by use of words such as "may," "will," "could," "would," "should," "expect," "plan," "anticipate," "target," "project," "intend," "believe," "estimate," "predict," "potential," "pro forma," "seek," "likely" or "continue" or other comparable terminology. These statements are only predictions, and we can give no assurance that such expectations will prove to be correct. We undertake no obligation, other than as may be required under the federal securities laws, to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.
Factors, that could cause our actual results to differ materially from those projected, forecasted or estimated by us in forward-looking statements are discussed in further detail in Selective’s public filings with the United States Securities and Exchange Commission. These risk factors may not be exhaustive. We operate in a continually changing business environment, and new risk factors emerge from time-to-time. We can neither predict such new risk factors nor can we assess the impact, if any, of such new risk factors on our businesses or the extent to which any factor or combination of factors may cause actual results to differ materially from those expressed or implied in any forward-looking statements in this report. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in this report might not occur.
For a listing of risks and uncertainties that could cause Selective's actual results to differ from these forward-looking statements, please see Selective's annual report (Form 10K) and subsequent filings (Form 10Q) filed with the U.S. Securities and Exchange Commission. These filings can be accessed through the Investor Relations page of www.selective.com. They also may be accessed through the EDGAR Database section of the U.S. Securities and Exchange Commission website, www.sec.gov. Selective undertakes no obligation to correct or update any forward-looking statements on the Selective Websites.
You hereby acknowledge and agree that the Selective Websites may contain software or technology subject to strict controls under applicable export laws. You hereby represent and warrant to Selective that you shall comply with all export laws and restrictions and regulations of the United States Department of Commerce and all other United States or sovereign agency or authority, and that you shall not export, or allow the export or re-export of any Materials or other content provided via the Selective Websites in violation of any such restrictions, laws or regulations, unless and until all required licenses and authorizations are obtained as specified in the applicable U.S. Export Administration Regulations (or any successor supplement or regulations). The foregoing notwithstanding, under no circumstances may you allow the Materials and/or the underlying information to be downloaded or otherwise exported or re-exported (i) to any country subject to U.S. trade sanctions covering the Materials, to individuals or entities controlled by such prohibited countries, or to nationals or residents of such countries other than nationals who are lawfully admitted permanent residents of countries not subject to such sanctions; or (ii) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals and Blocked Persons, or the U.S. Commerce Department’s Table of Denial Orders.
LIMITATION ON ACTIONS