Auto liability insurance helps protect garage owners and employees who fix, sell, repair, service, or store customer vehicles. It also protects against loss to customer vehicles while being driven by your employees. A comprehensive insurance policy that includes this coverage may help your clients feel confident about choosing your auto repair services. Optional coverages include:
- Garagekeepers coverage
- False pretense coverage
- Federal odometer statute errors & omissions
- Title errors & omission coverage
General Liability Insurance helps protect your auto repair business from third-party claims related to bodily injury or property damage.
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New acquisitions and additional insureds
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Aggregate liability limits apply per location
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Broadened products coverage
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Blanket insured contracts
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Blanket additional insureds (where required by contract)
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Product recall expense
Commercial Property Insurance Advantage
- Water backup from sewers or drains
- Expanded pollutant clean-up
- Business income (actual loss sustained)
- Employee dishonesty
- Newly acquired buildings
- Coverage for outdoor pumps, canopies, signs, lights, and underground tanks plus the fuel within them
- Ordinance or law
- Personal property of others (auto contents)
- Monies and securities
- Equipment breakdown
Inland marine insurance protects auto service shop assets like tools, equipment, machinery, and moveable goods and materials. It also covers goods in transit between shops. This essential coverage for mechanics includes protection from theft and weather-related damage such as wind, lightning, and earthquakes.
- Business computer hardware and software
- Installation property
- Personal property of others
- Property in transit
- Mobile equipment on and off-premises
- Tools and equipment coverage for the owner and employees