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When you’re out fighting a fire or responding to an emergency, you need to know that you have the right equipment – from trucks, to communications equipment, to protective gear – and the right insurance program to cover it all.

Our dedicated and experienced commercial insurance coverage team understands that. We’ve developed emergency services organizations insurance that offers specialized property coverages like guaranteed replacement cost coverage for emergency services portable equipment. We also offer specialized liability coverages such as emergency services errors and omissions and pollution coverage for emergency and training operations. With Selective, you’ll know that you have protection that responds to emergencies, just like you do.

Optional Coverages Tailored for Emergency Service Departments

Types of Emergency Service Departments We Insure

Insurance Coverage Highlights

Risk Management Services

Selective can help you prevent claims before they occur with our extensive Risk Management services:

  • Thermographic infrared testing of electrical panels and incoming service at no additional cost
  • Building valuation
  • Employee background screening and access to discounted motor vehicle reports through Praesidium®
  • Assistance with developing policy and procedure manuals, including screening guidelines for employees
  • Pre-screening assistance with employee motor vehicle reports
  • Fleet safety assistance, including reduced-cost defensive driving instruction and vehicle emergency evacuation training
  • Emergency services inventory documentation

For more information about Selective’s Risk Management services, click here.

Please contact your Selective agent for more information about our products and insurance services for Emergency Service Departments.

For more information about Selective's coverages, click here.