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Abuse or Molestation Policy Insurance

Creating a safer environment

If your organization provides essential services and/or care to children, disabled people, seniors, or other vulnerable populations, you want to provide a safe environment for your employees, as well as the populations you serve. Selective and your independent insurance agent can also provide you with tools tailored for your business to help prevent abuse and provide the insurance coverage you need.

What Does it All Mean?

A Complete Definition

Our definition of abuse is broad, and includes not only physical and sexual abuse, but mental abuse. Our view of abuse or molestation encompasses more because we know how important it is to keep your employees and your clients safe, and that can only be accomplished when the risks are completely understood.

We write abuse or molestation insurance policies for up to $1 million per occurrence, and $3 million over the life of the policy.

Abuse or Molestation Training Resources

When you are covered by Selective Insurance, you not only have great coverage for your organization, but we also offer services that add to the value of your abuse or molestation insurance policy. We can help you devise policies and procedures that will go beyond what is required by your state and control abuse exposures, so you build a culture of commitment to protecting those in your care.

We have partnered with Praesidium, a leading authority on abuse and molestation prevention, to also provide your business with access to their resources, including complimentary training materials and discounted, thorough background checks, and more. You will even receive expert guidance from on-staff Certified Praesidium GuardiansTM, available to help you take full advantage of Praesidium's comprehensive abuse prevention training and educational tools.

Abuse Model Policies
Learn how Selective and Praesidium provide comprehensive policies to prevent abuse.
Discounted Background
Screenings
Comprehensive background checks are part of the suite of resources Selective and Praesidium provide to insureds.
Employee/Volunteer
Selection Kit
Selection toolkits can help identify potential risk of abuse within the hiring process.
Training Courses
The right training resources can help educate your organization about the warning signs and risks of potential abuse.

A Word From
the Experts

In an interview with AM Best, Aaron Lundberg, President and CEO of Praesidium, shared his thoughts on abuse or molestation risks, responding to potential incidents of abuse, increasing safety protocols, and more. Hear what he had to say.

Discover more about mitigating abuse or molestation risks in vulnerable populations. For more information on the types of business insurance solutions Selective Insurance offers, visit Insurance Coverages for Your Business