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Errors and Omissions Insurance

Professional Coverage for the Professional You

As a professional business owner, you and your employees strive to provide superior services to your clients. Unfortunately, even the most skilled professionals can make mistakes leading to unforeseen legal expenses and damages. Look to Selective and our local agency partners can help ease that concern with our comprehensive insurance coverages.

Errors and Omissions (E&O) insurance is a type of professional business liability insurance that helps protect professionals against lawsuits alleging mistakes in their services.

What Does Errors and Omissions Include?

Commercial General Liability insurance only protects your business against damages because of covered bodily injury, property damage, or personal and advertising injury. E&O coverage fills in a gap and helps cover the cost of monetary damages and associated attorney and court fees if you are held liable for claims such as negligence, misrepresentation, inaccurate advice, and more.

You’ve worked hard for your business, so don't risk it by skipping out on insurance. Without E&O, you may be responsible for paying costly monetary awards, including court fees and settlements, which can severely impact your bottom line.

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Do I Need Errors and Omissions Coverage?

If your business manufactures a product, provides a professional service, or offers advice to clients, E&O insurance is recommended and often required by contract. This coverage is an ideal fit for businesses such as:

  • Funeral directors and cemetery operators
  • Personal religious counseling
  • Pet groomers
  • Printers
  • Social services
  • Veterinarians 

Don't see your business type listed? Have a conversation with your local agent to determine if E&O is right for your business.

Why is Risk Management Good for My Business?

Selective's Risk Management team will work closely with you to create a safety program that helps you protect your business against your identified industry-specific risks. When you partner with Risk Management, you get the tools you need to address your business exposures with access to several complimentary resources, including Nurse Triage 24 (NT24), Selective Drive®, Praesidium, and more.

Learn more ways Risk Management can help you create a safer workplace while keeping your operations running smoothly.

Find an independent insurance agent to discover how our Errors and Omissions insurance can help you protect the business you've worked hard to build. Be sure to also ask about Selective's value-added services like Risk Management, Paperless Policy, and the award-winning MySelective mobile app.

For more information on the types of business insurance solutions Selective Insurance offers, visit Insurance Coverages for Your Business.