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Large Business Insurance

A team to help create your large business insurance plan.

Large businesses have their own set of complex risks and challenges to manage. Your local independent agent will collaborate with you and Selective’s Large Accounts team to customize large business insurance that help you keep your enterprise running year-round.

Find A Local Agent to Discuss Your Large Business Insurance Needs

We treat commercial insurance Large Accounts with the same personalized approach that we bring to small and middle-market sized businesses. While many carriers typically require a minimum of $1M+ premium for Large Accounts servicing, with Selective you receive dedicated local support, unique services, and strategic risk management consulting at much lower thresholds - $350K per account or $250K for a single line of business.

RISK MANAGEMENT UNIQUE TO YOUR BUSINESS

As a business owner, you want to ensure the safety of your customers and employees. Selective’s Risk Management Specialists have the industry expertise to help you create and maintain a safer environment for all. At the local level, Risk Management will work with you and your agent to create a custom safety program with:

  • Online safety training
  • Onsite hazard reviews
  • Operational assessments

By working with Risk Management, you can reduce potential claims expenses and manage your insurance costs effectively.

Selective Insurance agents discussing territory flooding

MEET OUR LARGE ACCOUNT SPECIALISTS

Selective’s Large Accounts strategy is fueled by collaboration between our employees, business customers, and agency partners.

Large Accounts require a higher level of coverage and support. Our dedicated Large Account Specialists have the expertise to develop creative solutions for customers with a premium of $350K per account or $250K for a single line of business. Trust that we will provide personalized coverage that meets your unique needs. With a dynamic team of experts in your corner, you can focus on growing your business while we help manage your large commercial risks.

Use the dropdown menu to meet our Large Account Specialists.

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SUPERIOR CLAIMS SUPPORT

Designated Claims Account Executives are available to help your business recover from covered losses quickly. Selective’s Claims team gives you the tools you need to proactively prevent future losses with custom-tailored claims reviews and loss trend reports. These reports can help uncover repeated claims activity, and together with Risk Management, Selective can provide guidance to help your business address identified areas and reduce claims costs.

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A Suite of Enhanced Services 

In addition to specialized insurance for large businesses, we also offer services to help your business reduce risk exposure.

24/7 Injury Hotline for Workers Comp Policies

Manage claims expenses and return-to-work initiatives with the 24/7 nurse hotline, Nurse Triage 24 (NT24). NT24 lets injured workers speak with registered nurses who can advise on proper treatment options to reduce unnecessary ER visits.

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Abuse or Molestation Prevention

Teach your staff to recognize and address abuse or molestation before it happens with Praedium’s expert training tool and policies and procedures. You can also get firsthand guidance from over 40 of our in-house Certified Praesidium Guardians™.

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Human Resources Essentials

With EPLI coverage through Selective, you can stay up-to-date on the latest laws and regulations affecting your industry with our Human Resources Essentials toolkit.

Workplace Safety Training

Make safety a priority with safety procedures and online educational tools from SafetyNow, a go-to workplace safety resource. You and your employees can engage with comprehensive training solutions, including instructor-led materials, online safety videos, safety checklists, and more.

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Cybersecurity Awareness Training

Protect your business against cyber threats with interactive online cybersecurity training from an industry leader, Security Mentor. These training courses take 10 minutes to complete and teach your employees to recognize engineering attacks, fraudulent emails, and other cyber risks.

Customized Insurance Coverages for Your Industry

Selective and our agency partners work together to provide large businesses the types of customized coverages that best suit your unique business.

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See All Business Types