FLOOD INSURANCE AGENT CENTER

Enhance your understanding of commercial flood insurance by exploring Selective's comprehensive offerings.

Learn how to protect businesses from flood damage with tailored NFIP policies, which provide coverage for both building and contents loss. Key benefits include coverage limits up to $500,000 for buildings and $500,000 for contents, flexible deductible options, and the ability to manage premium increases with FEMA's Risk Rating 2.0.

Additional Information

NFIP Commercial Property Coverage: Overview of flood insurance for commercial properties, including coverage details and claims process.

SFIP General Property Form: Flood insurance for non-residential and multi-family buildings, detailing coverage and exclusions.

SFIP Residential Condominium Building Associations: Flood insurance for residential condominium buildings, covering limits, deductibles, and exclusions.

Excess and private flood insurance provide additional coverage beyond the limits of the National Flood Insurance Program (NFIP).

These policies are designed to protect properties with higher values and offer more flexible coverage options, including higher limits and additional benefits not available through NFIP. They are essential for homeowners and businesses seeking comprehensive protection against flood risks.

Additional Information

DUAL Excess Flood: Provides excess flood insurance for residential, commercial, and multi-family properties. Coverage includes real property, contents, and loss of income, with limits up to $15 million.

Palomar Earthquake Insurance: Standalone earthquake insurance for homeowners, covering dwelling, personal property, and loss of use. Available in multiple states and written by Palomar Specialty Insurance Company.