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GET NFIP INSURANCE FROM SELECTIVE

Floods are one of the most frequent natural disasters, and can impact anyone, anywhere, at any time. Since standard insurance policies don’t typically cover flooding, it’s important to be prepared by protecting your home with valuable personal flood insurance.

Selective and your local flood agent have a unique approach to delivering personal flood insurance policies through the National Flood Insurance Program (NFIP). Whether you’re located in a high-risk, or moderate-to-low risk area, Selective and our agency partners can help assess your risk of flooding from rainfall, snow melt, river-flow, tidal-surges, and more.

Typically, a flood insurance policy takes 30 days to go into effect, which means there’s no better time than now to put proper coverage in place. Protect your future, today, by contacting a Selective agent to learn more about our unique approach to personal flood insurance.

Risk Rating 2.0 and You

FEMA’s new Risk Rating 2.0 (RR 2.0) has been the biggest change to the National Flood Insurance Program (NFIP) since it began. Your rates will now reflect your property's true flood risk based on flood frequency, flood types, and distance to water.

You can manage potential premium increases by:

  • Renewing your NFIP policy
  • Selecting your building and contents policy limits and annual deductibles
  • Installing flood vents or elevating machinery and equipment (M&E)

Learn more about what RR 2.0 means for you.

Personal Flood Insurance Coverages Available

Personal Flood Insurance Deductible and Premium Options

Flood Insurance Facts

Reporting Your Personal Flood Insurance Claim