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Homeowners Insurance

You worked hard for your unique home. Protect your investment with a policy customized to your family, your belongings, and the life you've built.

  • Dwelling & Other Structures
  • Personal Property & Loss of Use
  • Personal Liability & Medical Payments
Explore Homeowners Coverage
Explore Homeowners Coverage

Auto Insurance

Give your vehicles and your family the protection they deserve on and off the road with tailored coverage and optional policy enhancements. With the Selective Edge®, you can get enhancements like:

  • Roadside Assistance
  • Key Replacement
  • Pet Injury coverage
Explore Auto Coverage
Explore Auto Coverage

Umbrella Insurance

Extra liability protection and higher limits over your existing homeowners and auto coverage.

  • Higher limits from $1M to $10M
  • Broader coverage than standard policies
  • Loss of earnings & defense costs
Explore Umbrella Coverage
Explore Umbrella Coverage

Flood Insurance

Floods can strike almost anywhere, and are typically not covered by a standard homeowners policy.

  • NFIP flood insurance
  • Protection standard policies exclude
  • Coverage for home & belongings
Explore Flood Coverage
Explore Flood Coverage

Selective also offers renters insurance and condominium and townhouse insurance to help protect your belongings and any portion of the structure you own.

What Our Customers Are Saying

 

“Everybody I dealt with at Selective was very helpful during this stressful period. My adjuster was so easy to work with and so responsive to all my questions. A++.”

Homeowner Customer, 2025

 

“This insurance company is the best we ever had. Thank you for being so professional.”

Personal Auto Customer, 2024

 

“Everyone was professional and explained the process very clearly. It was easy to submit a claim and the response was very timely.”

Homeowner Customer, 2026

Selective offers personal insurance by state.View licensure information.

 

Local Home & Auto Insurance Coverage by State

With Selective, you get local expertise and responsive claims service from an independent agent who knows your community. Selective offers personal insurance coverage in the following states:

  • Arizona
  • Illinois
  • Indiana
  • Iowa
  • Maryland
  • Minnesota
  • New Jersey
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Utah
  • Virginia
  • Wisconsin

Manage Your Insurance Anytime, Anywhere

Personalize your experience with the MySelective online account and mobile app— enjoy 24/7 access to convenient account management and unique perks.

 

Report a Claim

Filing a claim can feel overwhelming—our expert Claims Team is here to help. Report 24/7, upload photos, and contact your adjuster online, in the app, or by phone.

Report a Claim
 

Explore Your Perks

As a Selective policyholder, you are eligible for discounted or complimentary perks that can help you reduce risk, simplify your life, and enjoy more peace of mind.

Explore Your Perks
 

Pay Your Bill

Schedule a single payment or set up automatic recurring payments, and access billing summaries and invoices 24/7.

Pay Your Bill
 

Get the MySelective App

Access your policy, pay bills, and report claims 24/7 from anywhere. Skip the phone calls and manage your insurance right from your pocket.

Explore MySelective

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