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A Home Without The Hassles

Your condo or townhouse gives you a place to call your own while someone else takes care of maintenance, mowing the lawn and plowing the snow. They even take care of insurance, for the part they own.

But, what about your property, furniture, electronics, jewelry, clothing and other contents of your condo, as well as any portion of the structure that you own? And, what about liability protection for accidents that happen in your unit?

Insurance Without The Hassles

Selective has the right choice of insurance protection if you own a condo or townhouse that can be customized to your needs. Your Selective agent will explain your insurance options in a way that’s easy to understand. Selective also offers a variety of optional enhancements to your coverage, including increased coverage on jewelry, lock replacement, credit cards, identity theft and much more. We also offer online bill payment and a variety of flexible payment options.

Enhanced Optional Coverages: The Selective Edge®

You've worked hard for all you have, so you want to be sure your insurance is there to protect you if you need it. The Selective Edge® offers even more coverage options than standard homeowners policies. Here's a sampling of the options included in The Selective Edge®:

Guaranteed Replacement Cost: You'll have peace of mind in knowing your insurance will pay to completely rebuild/repair your home if destroyed – even at more than your current insurance limits.

Large Loss Deductible Waiver: If your home is damaged to a point where you need this, you've already got enough on your plate. You don't really want to worry about your homeowners insurance deductible – so we'll waive it.1

Water Back-up: If there is a storm and your sump pump stops working, causing water to back up in your basement – will your insurance give you the protection you need to clean up and rebuild? With up to $25,000 in coverage2, The Selective Edge® will help.

Theft/Mysterious Disappearance of Jewelry, Watches and Furs: Your anniversary gift from your wife was an expensive watch. If it goes missing or is stolen, how will your insurance respond? Our specialized limits on high-value items ensures your property is protected.

Talk to your agent today about how The Selective Edge® for auto and condo/townhouse insurance policies will give you the protection you deserve – or click here to find an agent near you.

1 – subject to terms and conditions

2 – higher limits available

Save Money with Selective

Selective offers a number of discounts to help you save money on your condo or townhouse insurance. You may already qualify for discounts if you have:

  • Auto insurance with Selective
  • Smoke alarms, burglar and fire alarms or automatic sprinkler systems
  • No claims in the past three years
  • Paid your insurance bill on time
  • A higher deductible

Ask your insurance agent for details.

Condominium/Townhouse Safety Tips

It's important to have insurance that can respond if your property is damaged or stolen or there is an accident on your property. But it's even better to prevent the losses. The following tips for condominium/townhouse owners can help keep your family, friends and property safe.