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Selective Flood Agents

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Insurance for Your Auto Care and Service Business

Kick the tires on Selective’s Auto Care and Services insurance coverage. Our industry experts packed it with specialized protections that go the extra mile – from insurance for when your employees drive customers’ vehicles to generous coverages for mechanics’ tools, damage to customers’ autos, and contents within the autos. Add in our other specialized coverages and flexible payment options, including PaySync®, our cash-flow friendly payment plan, and you have insurance coverage that helps your business stay on the road to success.

Types of Auto Care & Service Businesses We Insure

  • Audio, alarms, sunroofs with installation
  • Automobile body shops
  • Automobile glass repair or replacement
  • Automobile repair shops
  • Automobile upholstery shops
  • Muffler shops
  • Quick lube shops
  • Transmission shops

Coverage Highlights

Liability Insurance Advantages

  • New acquisitions and additional insureds
  • Aggregate liability limits apply per location
  • Broadened products coverage
  • Host liquor liability
  • Employees’ use of customer automobiles
  • Garagekeepers coverage
  • False pretense coverage
  • Blanket contractual liability
  • Blanket additional insureds
  • Federal odometer statute errors & omissions
  • Title errors & omission coverage
  • Product recall expense

Property Insurance Advantages

  • Water back-up from sewers or drains
  • Expanded pollutant clean-up
  • Business income (actual loss sustained)
  • Employee dishonesty
  • Newly acquired buildings
  • Coverage for outdoor pumps, canopies, signs, lights, underground tanks and fuel within tanks
  • False pretense
  • Ordinance or law
  • Personal property of others (auto contents)
  • Monies and securities
  • Equipment breakdown

Inland Marine Insurance Advantages

  • Business computer for hardware and software
  • Installation property
  • Personal property of others
  • Property in transit
  • Mobile equipment on and off premises
  • Tools and equipment coverage for the owner and employees

For more information about Selective's coverages, click here.

Optional Coverages Tailored for Auto Care & Service Businesses

  • Commercial umbrella
  • Management liability
  • Mechanic’s professional liability
  • Pollution cargo coverage

For more information about Selective's coverages, click here.

Safety Management Services

Good protection goes beyond insurance. A properly managed auto care safety program can greatly reduce your company’s exposure to loss. Selective offers Safety Management services to help minimize your risks and keep you and your business safe and ready to serve customers.

  • Auto care and services best practices assessment
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared survey

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Auto Care & Service Businesses.