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Selective Flood Agents

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Insurance for Your Professional Office

As a busy professional, you don’t have time to worry about insurance. That's why you need Selective. We offer an uncomplicated and flexible insurance program for professionals. From broad property and liability coverages to specialized protection for businesses like yours, we make it easy for you to stop worrying about insurance and concentrate on your business at hand.

Types of Professional Offices We Insure

  • Accountants
  • Advertising
  • Architects
  • Dentists
  • Engineers
  • Financial planners
  • Insurance agents
  • Law offices
  • Medical offices
  • Opticians
  • Real estate agencies
  • Travel agencies
  • Tax preparers
  • Veterinarians

Coverage Highlights

Property Insurance Advantages

  • Blanket additional coverage for accounts receivable, business computer, temperature change and valuable papers
  • Business income – actual loss sustained
  • Business income – includes loss of billable hours
  • Electrical or mechanical breakdown
  • Money and securities
  • Water back-up from sewers and drains
  • Fine arts
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured and broad form vendors
  • Fire/water legal liability
  • Ordinance or law
  • Employee dishonesty, including ERISA
  • Employee benefits liability
  • Hired and non-owned automobile liability
  • Earthquake coverage (location restrictions may apply)
  • Property off-premises
  • Damage to premises rented to the insured

Liability Insurance Advantages

  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost
  • Hired and non-owned automobile liability

For more information about Selective's coverages, click here.

Optional Coverages Tailored for Professional Offices

  • Animal bailee coverage insures against loss of animals in the care, custody or control of a veterinarian
  • Commercial automobile
  • Commercial umbrella liability
  • Cyber liability
  • Increased limits for damage to premises rented to you
  • Opticians professional liability
  • Veterinarian professional liability coverage to help protect against legal liability from rendering veterinarian services
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Professional Office.