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Insurance for Your Service Business

Your business is all about quality, service and attention to detail…you deserve nothing less from your insurance company. Selective’s policies are designed to be uncomplicated, broad and flexible. We also offer a range of optional coverages, deductibles and payment plans, including PaySync® our flexible payment program, to specifically tailor your insurance program to your individual and business needs. And, it all comes backed by the same exceptional service you offer to your customers. You provide the best, don’t you deserve the best?

Types of Service Businesses We Insure

  • Advertising
  • Beauty salons and barber shops
  • Commercial art and graphic design
  • Commercial photography
  • Direct mail advertising services
  • Funeral homes and crematories
  • Insurance claims or loss adjuster services
  • Dry cleaners and garment services
  • Nail salons
  • Pet grooming
  • Photocopying and duplicating services
  • Photofinishing laboratories
  • Photographic studios
  • Secretarial and court reporting services
  • Tailors
  • Tax return preparation services
  • Tuxedo and formal wear rental

Coverage Highlights

Property Insurance Advantages

  • Newly acquired property
  • Business Income for dependent properties
  • Utility services
  • Glass
  • Electrical or mechanical breakdown
  • Water back-up from sewers and drains
  • Fine arts
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Fire/water legal liability
  • Ordinance or law
  • Business personal property
  • Employee dishonesty including ERISA
  • Property in transit
  • Business computers

Liability Insurance Advantages

  • Blanket additional insured – broad form vendors 
  • Broad named insureds
  • Newly formed/acquired entities

For more information about Selective's coverages, click here.

Optional Coverage

  • Business income – actual loss sustained
  • Commercial automobile
  • Commercial umbrella
  • Cyber liability
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Service Businesses.

At Selective, we #thinkBIG about Service Businesses

So many organizations told us why their small business is a BIG DEAL. Selective's #thinkBIG video contest generated so many stories of family, life changes, hard work and fulfilling dreams.

One service business told us they #thinkBIG of they way their business touches people's lives. They also #thinkBIG about each other. Check out the first-place winner: Kamp Weddings, of New Jersey. 




One service business showed us why she thinks balloons bring out the joy in all of us. Check out the second-place winner: Tru-B-Loons of Maryland.