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Selective Flood Agents

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Insurance for Your Social Service Organization

You’re in the business of helping others; Selective is in the business of helping you. Our dedicated and experienced team created insurance protection specifically tailored to the unique challenges you face, including flexible coverage options with specific property and liability coverages that meet your needs. When you’re a Selective customer, our Safety Management Specialists can provide free thermographic testing to help you meet safety requirements. We can also assist you with employee screening. The care you provide should be supported by the care we provide.

Types of Social Service Organizations We Insure

  • Associations for citizens with cognitive disabilities
  • Community action programs
  • Community fund raising foundations
  • Counseling centers
  • Day schools for people with special needs
  • Easter Seals Societies
  • Family counseling services
  • Family service agencies
  • Federal and state early education programs
  • Hospice
  • In-home companion care
  • Individual and family social services
  • Mental health prevention programs
  • Counseling programs
  • Rehabilitation services
  • Senior centers
  • Senior citizen services
  • Social services
  • Substance abuse counseling services
  • United Cerebral Palsy associations
  • United Way agencies
  • Vocational rehabilitation and training

Coverage Highlights

Property Insurance Advantages

  • Broadened water
  • Emergency vacating expense
  • Employee dishonesty, including pension plan ERISA compliance
  • Computers and media
  • Money, securities and stamps, including money of you consumers
  • Personal property of others, including property of your consumers
  • Equipment breakdown

General Liability Insurance Advantages

  • Blanket additional insured
  • Volunteers as insureds
  • Additional insured – funding source
  • Limited legal expense for innocent insureds
  • Limited rental lease agreement contractual liability
  • Medical payments for not-for-profit members
  • Fellow employee coverage for volunteers

Social Service Professional Liability Insurance Advantages

  • Occurrence form
  • Insureds include employees, volunteers and students-in-training

Abuse or Molestation Insurance Advantages

  • Occurrence form or claims-made
  • Innocent employee, volunteer and student-in-training limited civil expense

Commercial Automobile Insurance Advantages

  • Blanket additional insured
  • Towing and labor
  • Physical damage – volunteers'/employees' auto
  • Additional transportation expense
  • Property of others, including your consumers
  • Lease gap (where available)
  • Excess hired car physical damage

For more information about Selective's coverages, click here.

Optional Coverages Tailored for Social Service Organizations

  • Business income-actual loss sustained
  • Commercial umbrella
  • Computer fraud
  • Crisis response
  • Cyber liability
  • Flood/earthquake
  • Identity theft
  • Inland marine
  • Key employee
  • Management liability
  • School board legal liability
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Assistance in obtaining and maintaining CARF/JCAHO/COA accreditation
  • Thermographic infrared testing of electrical panels and incoming service at no additional cost
  • Building valuation
  • Employee background screening and access to discounted motor vehicle reports through IntelliCorp®
  • Assistance with developing policy and procedure manuals, including screening guidelines for employees and volunteers working with children and vulnerable adults
  • Habitational emergency evacuation training and other life safety evaluations
  • Pre-screening assistance with employee motor vehicle reports
  • Fleet safety assistance, including defensive driving instruction, 15-passenger van safety, and vehicle emergency evacuation training
  • Driver monitor program through SafetyFirst®, if eligible

For more information about Selective’s Safety Management services, click here.

Please contact your Selective agent for more information about our products and services for Social Services Organizations.

At Selective, we #thinkBIG about nonprofit organizations

So many organizations told us why their small business is a BIG DEAL. Selective's #thinkBIG video contest generated so many stories of family, life changes, hard work and fulfilling dreams.

One nonprofit organization told us they #thinkBIG on two wheels to make a kid's day (and life). Check out the third-place winner: Bike Elf, a nonprofit organization in Tennessee.