Selective Flood Agents

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The road ahead can be filled with twists and turns. Life’s sudden surprises, like an accident, can happen when you least expect it. Then again, you never expect an accident. But, with Selective, you can expect to have the right coverage for you and your car, so you can get back on the road as quickly and easily as possible.

With Selective, we know that one size does not fit all when it comes to auto coverage. We give you options and choices, and working together with your local independent agent, you’ll get coverage that’s tailored to you and your lifestyle.

The Selective Edge®

Ask your agent about The Selective Edge®. When you package your home and auto insurance together, you can receive a discount on both policies. More importantly, you’ll get broader coverage and more options than standard insurers typically offer on their standard polices, right from the start. With The Selective Edge®, you can get an upgrade on your current coverage now, as well as built-in flexibility to change your coverages as your life continues to grow.

You, Your Car, Your Family

Many people aren’t quite sure what their auto insurance policy covers or what their options are. Your Selective agent can help make sure you have the type of coverage that specifically fits your needs and your budget. We provide a range of coverage and deductible options that can help protect you, your car and provide coverage for injury and property damage to others. While you keep your eyes on the road, we’ll keep an eye on your protection.

Save Money with Selective

Selective offers a number of discounts to help you save money on your auto insurance. You may already qualify for discounts if you have:

  • Homeowners, condominium or renters insurance with Selective
  • Completed an approved defensive driver course
  • Youthful drivers on the policy who have completed approved driver training and have good grades
  • Specific qualifying safety or anti-theft features
  • Paid your insurance bill on time

Ask your insurance agent for details.

Enhanced Optional Coverages

Having the right coverage in place when you need it is important – and Selective offers a variety of optional coverages to fit your unique needs.

  • Summit and The Selective Edge® Bundled Coverages – includes towing and labor, key replacement, pet coverage and more.
  • Accident Forgiveness – Selective will waive any increase in your premium as a result of an at-fault accident when you add this coverage to your policy.
  • Diminishing Deductible – Add this to your policy and you'll automatically receive a $100 credit on your deductible and an additional credit for every claim free year up to a maximum of $500 savings on your deductible.
  • Newer Car Replacement – This optional coverage pays the actual cash value for a car one model year newer and 15,000 fewer miles.
  • Selective Choice Replacement CostSM – pays to replace a vehicle with the latest model year available at the time of loss and gives you the choice of how many years of coverage you would like (2, 4 or 6 years).

Auto Safety Tips

Whether you are choosing your first car seat, have a teenager who is just learning to drive or want information on safety tips if your car breaks down, the links below can help.