Are You Your Own Worst Privacy Threat?

If you've ever hit the café or coffee shop to get some work done, you've probably used a public Wi-Fi network at one point or another. It probably seemed harmless – after all, everyone does it. But in reality, an unsecured network can be a big security problem.

Unlike a secure portal in which credentials are needed to log in, a public network has no protection whatsoever. That gives hackers an easy way to stand between you and the connection point. Additionally, hackers can transfer malware over such a connection, infecting your computer without your knowledge.

A few simple safety measures can make it easier for you to stay safe. Use of VPN and SSL connections, for example, reduces your chances of being a target.

You may understand the differences between secured and unsecured web access, but did you know that email can be unsecured too? It's true – some email programs don't take action to secure the transmission of an email from one server to another.

Sending an email isn't quite as direct as the process may imply. To reach another individual, emails make four stops: your computer, your server, the recipient's server, and the recipient's computer. Each of these points can be an area of vulnerability. And while the recipient's email setup is likely out of your control, it still can create a risk for you.

Most business emails use SSL or TLS encryptions to avoid easy access from hackers. While most email providers, like Gmail, take these steps now, not all public providers do. Check your email provider to ensure they take these steps.

Autosaving information such as user IDs and passwords is often seen as more of a convenience than a threat. Unfortunately, this can be risky.

Allowing usernames, passwords and personal information to “autofill” in forms and login screens is certainly easier than typing everything fresh. But it's also opening the door to unscrupulous individuals. Anyone who uses or steals your device has instant access to your accounts. That includes hackers who can take control of your computer remotely over the internet.

Did you know that every photo you take on your smartphone has location data embedded into it? While this may not seem like a big deal, it can pose significant threats, especially when you share images on your social media pages or website. Anyone who knows how to read this data can ascertain where you are at any given time, opening yourself up to stalking or theft. To stay safe, turn this feature off in your phone's settings when you are not using it.

Tips to Keep Yourself and Your Data Protected

Attempting to adhere to best practices on the internet may seem like a losing battle. But there are steps you can take to enhance security for you and your small business.

Consider these:

• Never use a public Wi-Fi network.
• Never autosave any information, including passwords, credit card numbers, and personal data.
• Use a password to protect all networks and accounts.
• Only download files and apps from known, verified locations.
• Don't open attachments from unknown senders.
• Verify that all apps or programs are safe to install before proceeding.
• Be aware that leaving your location services feature on can potentially share your location with unintended parties.
• Use the most sophisticated forms of encryption for your website and email accounts.

If you are a business owner, the right business insurance can help soften the blow and lower the impact a security breach may have on your company. Selective offers our businesses more than just insurance. With additional services to help prevent and respond to data breaches and cyber events, businesses can reduce their risk. If your business is affected, Selective offers cyber liability insurance to mitigate loss and help your business recover.