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Rules for Practicing Defensive Driving

Auto manufacturers invest heavily in safety research and engineering to ensure that newer cars are safer. The National Highway Traffic Safety Administration analyzes driving data and suggests roadway safety improvements. And parents around the country encourage their teenage drivers to put down their phones while behind the wheel. Yet the number of crashes and traffic fatalities continues to rise.

While crash-resistant vehicle technology and improved road infrastructure contribute to safer driving, they cannot eliminate the risks associated with poor driving habits. Driving behavior, specifically distracted driving due to mobile device use, is the leading cause of traffic accidents in the U.S. today.

Auto manufacturers invest heavily in safety research and engineering to ensure that newer cars are safer. The National Highway Traffic Safety Administration analyzes driving data and suggests roadway safety improvements. And parents around the country encourage their teenage drivers to put down their phones while behind the wheel. Yet the number of crashes and traffic fatalities continues to rise.

While crash-resistant vehicle technology and improved road infrastructure contribute to safer driving, they cannot eliminate the risks associated with poor driving habits. Driving behavior, specifically distracted driving due to mobile device use, is the leading cause of traffic accidents in the U.S. today. Before we discuss our five tips to prevent distracted driving, however, consider these findings from Selective's recent distracted driving study, conducted by The Harris Poll in partnership with Advocates for Highway and Auto Safety.

Distracted Driving in America


Unsurprisingly, the study found that distracted driving is rampant. More than half of respondents reported seeing other drivers using mobile devices, and nearly one-third have either been in or know someone who has been in a crash that occurred while a driver was using a mobile device. Perhaps most shocking is the prevalence of self-reported distracted driving:.

  • 86% of licensed drivers whose jobs include driving responsibilities reported using a mobile device while driving for work.
  • 70% of licensed drivers reported using a mobile device for personal reasons.
  • Mobile device use while driving is especially pervasive among drivers aged 18 to 44.

It is not enough to rely on assistive technology and vehicle safety controls. Nor can you control how others behave behind the wheel. The first step to preventing distracted driving is to put down your phone. Then follow these five defensive driving tips to stay safer on the road.

What are the 5 Rules of Defensive Driving?


Eyes On The Road

Weather, people, construction, and signs can all pull your eyes away from where they should be: on the road. Keeping your eyes on what's directly in front of you (with glances in the rearview and side mirrors) can help you anticipate your next move.

Remember Blind Spots

Your mirrors help you see vehicles behind you and on either side. However, when a car passes you in another lane, there is a point—called a blind spot—where you cannot see it. Check your mirrors to anticipate when a car may pass through your blind spot and use your peripheral vision to judge when it is safe for you to change lanes.

Slow Down at Intersections

Intersections can be dangerous because vehicles coming from multiple directions may converge at the same time. Slow down when approaching an intersection, so you can more easily stop at a stop sign or when the light turns red. Be patient and go when it is your turn to do so.

Maintain a Safe Following Distance

It is easier to stop and takes less time and distance to do so when you drive slower. If you're following the driver ahead of you too closely and they slam on the brakes, you may be unable to stop your car in time and rear-end them. Leave plenty of space between you and the vehicle ahead (several car lengths at least while on the highway), so you can come to a stop gently.

Minimize Distractions

Mobile devices aren't the only distractions. Food, music, climate controls, and loud passengers can also divert your attention from the road ahead. Do your best to minimize these distractions while behind the wheel to help keep you and your fellow drivers safer.


Conclusion: Accidents Aren’t The Only Risks

Your safety and the safety of others is the top reason to take steps to prevent distracted driving. Start by putting down your mobile device and encouraging others to do so.

However, crashes can also create legal and financial problems for those involved. Personal auto insurance can help protect you and your family, while commercial auto insurance can safeguard your business. Talk to a local independent agent about the policies and coverages that are right for you..

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