Selective Flood Agents

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Insurance for Your Contracting Business

A job well done requires the right tools. Protecting your contracting business also requires the right insurance. Whether you’re a general contractor or an artisan, you are faced with many challenges, including managing complex contractual requirements and safeguarding yourself against a devastating financial loss.

For decades, Selective has been providing you with superior insurance products and services, helping you build your businesses, while protecting yourself and your customers.

In addition to tailored property and liability coverages, we offer safety management services and flexible payment options, such as PaySync ®, our cash-flow friendly payment plan.


Types of Contractors We Insure

  • Carpenters
  • Carpet, Rug, Furniture or Upholstery Cleaners
  • Communications Equipment Installers
  • Driveway, Parking Area or Sidewalk Paving
  • Drywall
  • Electricians
  • Excavation
  • Furniture and Fixtures Installers
  • General Contractors – Commercial or Industrial
  • General Contractors – Residential
  • Graders of Land
  • Janitorial
  • Landscape Construction
  • Lawn Maintenance
  • Lawn Sprinkler Installers
  • Masons
  • Metal Building Erection(Pre-engineered)
  • Painting
  • Refrigeration Equipment
  • Septic Tank Installation

Coverage Highlights

General Liability Insurance Advantages

  • Numerous options are available to provide you with the coverages you need most, including blanket additional insured for ongoing and completed operations on a primary and non-contributory basis that extends to all parties required under the written contract and waiver of subrogation.
  • Limits apply per job/per location
  • Limited property damage care, custody or control

Commercial Automobile Insurance Advantages

  • Blanket additional insured where required by a written contract
  • Excess hired car physical damage
  • Lease gap (where available)
  • Towing and labor

Inland Marine Insurance Advantages

  • Builders risk
  • Contractors equipment
  • Installation floater
  • Miscellaneous property/tools
  • Electronic information systems.

Property Insurance Advantages

Selective’s property options provide you with various limit choices for a multitude of coverages, including accounts receivable, valuable papers, computer and media, installation property and property in transit.

For more information about Selective's coverages, click here.

Optional Coverages Tailored for Contractors

  • Business income – actual loss sustained
  • Commercial umbrella
  • Cyber liability
  • Data compromise
  • GreenPac®
  • Herbicide & pesticide applicator
  • Identity theft recovery
  • Limited worksite pollution
  • Management liability
  • Surety bonds
  • Third-party notices of cancellation to additional insureds
  • Workers compensation

For more information about Selective's coverages, click here.

Safety Management Services

Selective can help you prevent claims before they occur with our extensive Safety Management services:

  • Best practices assessment/gap analysis
  • Contractual liability consultation, including Selective’s complimentary subcontractor agreements
  • Customized workers compensation cost containment, including assistance with return-to-work programs
  • Driver and fleet safety programs
  • Job site liability and safety reviews
  • Accident trending and analysis, exposure reduction consultations and supervisor accountability programs
  • OSHA 10 and 30-hour training
  • OSHA publications by industry/topic
  • Safety material and resources to download, including video streaming
  • Thermographic infrared surveys

For more information about Selective’s Safety Management Services, click here.

Please contact your Selective agent for more information about our products and services for Contractors.